Affordable Greece property under €250,000 – what can you get?

With a budget of €250,000 you can still afford to buy property in Greece, including homes close to the sea, apartments with outdoor space and even houses with pools. Here’s what your money can buy in Greece in 2026 and where you may need to compromise.

If you already know Greece well, you probably have a clear picture of the life you want there: morning swims, a favourite taverna and enough outdoor space for long lunches. The good news is that a €250,000 budget still gives you plenty of choice, particularly outside the most expensive island and city markets.

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Where to find affordable Greece property under €250,000

At this budget, it pays to look beyond Athens, Mykonos and Santorini. Mainland coastal areas, the Peloponnese and parts of Crete can give you more space for your money, while still keeping you close to beaches, restaurants and the places you already enjoy visiting.

Our 2026 reader survey shows just how important affordability is to Greece buyers. More than four in ten respondents had a budget below €200,000, with a further 15% looking in the €200,000–€299,999 range. Crete was the most popular first-choice region, while the Peloponnese was the top second choice.

If value is your priority, our guide to saving money when buying Greek property has more ways to stretch your budget. You can also browse homes for sale across Greece before narrowing down your preferred regions.

 Homes for sale in Greece

What can you get for €250,000 or less?

The listings below show how varied the market remains. Prices and availability can change, but they give you a useful idea of what a budget below €250,000 can buy today.

A maisonette with separate studio for €195,000

This two-bedroom maisonette in Kamaria is on the market for €195,000. It has around 75 square metres of interior space on a 537-square-metre plot and sits about 800 metres from a sandy beach.

The main accommodation occupies the upper two levels, where you get an open-plan living area, fitted kitchen, fireplace, bedroom and bathroom. Balconies make the most of the views across the Finikounda gulf and surrounding countryside. What makes the property particularly appealing is its self-contained lower-floor studio, with its own kitchenette, bathroom and veranda.

The village of Finikounda is 3.5 kilometres away, while Methoni and Pylos are also within easy reach.

A character home with outdoor space for €250,000

Outdoor living is a big part of buying in Greece, and more often than not, €250,000 delivers that. For example, this renovated house in Agios Georgios, Crete.

The property includes a large terrace with countryside views, along with features like a restored stone oven and a converted hot tub. Inside, the layout is split into two separate sections, both accessed from the terrace, which works well for hosting guests or creating some privacy.

You’re around 20 kilometres from Sitia, giving you access to shops, beaches and transport links while still enjoying a more rural setting. For many buyers, this balance is exactly what they’re looking for.

A two-bedroom apartment near the sea for €160,000

This property proves you don't need anywhere near €250,000 to get near the water.

In Melissi, near Xylokastro, this two-bedroom apartment priced at €160,000 is just 50 metres from the beach. Airy and bright, it offers 70 square metres of living space.

Inside there are two bedrooms, a living room with fireplace, kitchen and bathroom. It also has heating, air conditioning and double glazing.

Outside there is a garden with lawn and trees, a barbecue area, an 11-square-metre storage room and an outdoor parking space.

A Cretan house with a private pool for €225,000

Even in Crete you can get more than a simple apartment for less than €250,000.

This two-bedroom stone house in Panormos is priced at €225,000 and is located within walking distance of the harbour and beaches. Built in 2023, it is sold furnished and has 59 square metres of accommodation arranged over three levels.

There's an open-plan living, dining and kitchen area downstairs, a main bedroom and bathroom above and an attic-style second bedroom on the top floor.

The outdoor areas are the real highlight, boasting a private pool, terrace and rooftop area with a jacuzzi and sea views.

Panormos itself is an easy walk to supermarkets, bakeries, a pharmacy, tavernas and beaches, while Rethymno is around 22 kilometres away.

A renovated villa with modern comforts for €250,000

If you prefer smaller islands with fewer tourists, €250,000 can get you something really special. This two-bedroom villa in Analipsi on Astypalaia is a good example.

At 75 square metres, it’s a little compact, but it includes features like a renovated interior, a private yard with pergola and even a built-in heated hot tub. The property is close to beaches and local amenities, with the airport and town in easy reach.

Homes like this tend to suit buyers who already know Greece well and are looking for a quieter base. You’re less likely to have year-round crowds, but you still have enough infrastructure to make longer stays comfortable.

Can a €250,000 property still qualify for the Greek golden visa?

Usually, no. The standard property thresholds increased substantially in 2024.

A minimum investment of €800,000 now applies in Attica, Thessaloniki, Mykonos, Santorini and Greek islands with populations above 3,100. The standard threshold elsewhere is €400,000. Qualifying properties under these standard routes must also meet additional requirements, including the rules around minimum floor area.

However, there is still a €250,000 route in specific circumstances. A non-EU buyer may be able to qualify by purchasing a qualifying non-residential building and converting it to residential use or by buying and restoring a qualifying listed or historic building. The conditions are technical, so have an independent Greek lawyer establish eligibility before reserving or paying a deposit. A €250,000 purchase by itself does not guarantee approval. Golden-visa properties also cannot be used for short-term letting under the current rules.

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Plan for more than the asking price

Do not use your entire €250,000 budget on the property itself.

You will also need to allow for purchase tax, legal and notary costs, registration fees and any survey or technical checks your advisers recommend. If you are converting local currency into euros, exchange-rate movement between agreeing the purchase and completing it can also affect your final cost.

That makes a €160,000 or €195,000 home worth considering even if your headline budget is €250,000. The breathing room can make the buying process considerably more comfortable.

Is €250,000 enough to buy well in Greece?

Yes, provided your search reflects the way you plan to actually use the property.

If you want to walk to the sea, an apartment such as the Melissi example may suit you. If outdoor space and flexibility matter more, the Peloponnese can take your money further. If Crete is where you return every year, €250,000 can still put furnished homes with strong holiday-home features within reach.

A good search is not about finding the largest house your budget will permit. It is about finding a home you will still be pleased to own once the first summer has ended.

Summary

A €250,000 budget can still buy a well-located Greek home near the sea, with choices including apartments, flexible houses and properties with pools. Focus on how you will use your home and keep money aside for buying costs. If the golden visa is relevant to you, check whether a property qualifies, but choose the home and location based on how you actually want to live in Greece.

 Homes for sale in Greece