What is the property buying process in Spain?

A typical Spain purchase follows: (1) offer accepted, (2) reservation agreement and deposit, (3) legal due diligence (Land Registry checks via nota simple, debts, planning/licences, community fees), (4) private contract (often “arras”) with a larger deposit, (5) completion at the Notary where funds are transferred and the escritura is signed, and (6) registration at the Registro de la Propiedad. You should avoid paying significant deposits before a lawyer confirms title, charges, and planning status—especially for rural homes or properties with extensions. Download Spain Buying Guide to learn more about the process from start to finish.

What taxes and fees should I budget for when buying property in Spain?

Costs depend on whether the home is resale or new build and the region. Resales usually involve ITP (transfer tax) set by the autonomous community; new builds often involve VAT/IVA plus AJD (stamp duty) (the Canary Islands use IGIC instead of IVA for many items). In addition, budget for Notary fees, Land Registry fees, legal conveyancing, and translations if needed. After purchase, typical ongoing costs include IBI (property tax), community fees (if applicable), utilities, and non-resident tax obligations if you don’t live in Spain full-time.

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How to plan a property viewing trip that gets results

Name: How to plan a property viewing trip that gets results
Start: 2025-11-27T17:00:00+00:00
End: 2025-11-27T17:30:00+00:00

27th November 2025 @ 5:00 pm – 5:30 pm GMT

If you’re serious about buying a home abroad, a successful viewing trip overseas is the key to making it happen. Viewing properties effectively can make all the difference.

Join overseas property experts Abbie Young and Chris Nye from Your Overseas Home for this free webinar packed with practical tips on how to make the most of your time overseas.

Over the 30 minutes, we’ll discuss:

How to structure your viewing trip to maximise your time

Key people to meet and how to prepare for your appointments
Questions that will help you make informed decisions

Plus, we’ll be answering your questions, live.

Registration is free, so sign up today!

Can’t make that time? No problem, register and you will receive a recording of the webinar.

Your Overseas Home are independent experts dedicated to helping people find and buy their dream home abroad – safely and with confidence. Together, the team brings over 100 years of experience guiding clients through property purchases in Spain, France, Portugal, Italy, Cyprus, Greece and beyond.

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