Before applying for a Spanish visa, youโll need to understand IPREM โ the benchmark Spain uses to check your financial means. This guide explains the 2025 figures, how theyโre applied and the sums youโll be expected to prove.
If youโve started looking at Spanish visa requirements, youโll notice consulates often list financial thresholds in terms of IPREM. Rather than being a tax or a fee, itโs Spainโs official yardstick for income checks. Keep reading to find out the exact 2025 amounts, learn where they apply and look at worked examples to help you plan your own application.
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Contents
- What is IPREM?
- IPREM 2025 amounts
- Why IPREM matters
- Visas where IPREM is used
- Worked examples you can copy
- Summary
- FAQs
What is IPREM?
IPREM is Spainโs Indicador Pรบblico de Renta de Efectos Mรบltiples โ an economic benchmark used by the Spanish government to determine eligibility and financial thresholds for visa applications, social benefits like unemployment benefits and education grants and certain tax deductions. It replaced the Salario Mรญnimo Interprofesional (minimum wage), which was what the government previously used.
IPREM 2025 amounts
For 2025, the IPREM amount is:
| Basis | Amount | Where youโll see it |
|---|---|---|
| Daily | โฌ20 | Some benefit calculations |
| Monthly | โฌ600 | Student visa checks, general references |
| Annual (12 payments) | โฌ7,200 | Immigration calculations typically use this |
| Annual (14 payments) | โฌ8,400 | Certain benefits where law refers to 14 payments (not used for visas) |
- Immigration visas and residency applications โ consulates set financial thresholds based on IPREM.
- Student visas โ applicants must prove at least 100% of the monthly IPREM for the duration of study.
- Benefits and grants โ Spainโs social security office (SEPE) and other bodies use IPREM to calculate eligibility and maximum amounts.
Knowing which figure applies in each case helps you prepare accurate paperwork and avoids the risk of under- or over-stating your financial means.
Visas where IPREM is used
Nonโlucrative residence visa
The minimum annual amount for the non-lucrative visa is 400% of the annual IPREM for the main applicant (โฌ28,800), plus 100% of the annual IPREM for each dependent (โฌ7,200).
Student visa
You must prove at least 100% of the monthly IPREM (proโrated for the duration of your studies).
Important: IPREM is not used to calculate the financial requirement for the Spanish Digital Nomad Visa. Instead, the DNV is based on 200% of Spainโs 2025 minimum wage (โฌ16,565), meaning youโll need to show a minimum annual income of โฌ33,130.
Worked examples you can copy
You may find it helpful to use these figures to check your paperwork before you book an appointment:
- Single applicant, nonโlucrative visa: 400% ร โฌ7,200 = โฌ28,800 per year
- Applicant + 1 dependent: โฌ28,800 + 100% ร โฌ7,200 = โฌ36,000 per year
- Applicant + 2 dependents: โฌ28,800 + (2 ร โฌ7,200) = โฌ43,200 per year
- Student, 9โmonth course: 9 ร โฌ600 = โฌ5,400
Cross-check against your consulateโs checklist, as some ask for average balances or multi-month statements in addition to these figures.
Summary
IPREM might feel like a dry calculation, but itโs the figure that can open the door to your new life in Spain. In 2025 it’s โฌ600 a month or โฌ7,200 a year. For visas, plan on 400% annual IPREM for yourself and 100% extra for each dependent.
FAQs
Is IPREM the same as Spainโs minimum wage?
No. IPREM is a separate indicator created to avoid tying benefits and thresholds to wage policy.
Why do I see โฌ7,200 and โฌ8,400?
Both appear in official documents. โฌ7,200 reflects 12 monthly payments and is what immigration typically uses. โฌ8,400 (14 payments) is used in rules that mirror the former minimumโwage structure.
Does IPREM change every year?
Itโs set by Spainโs annual Budget Law. If the Budget is extended, the prior amounts remain in force until updated.
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