Buyer costs commonly include IMT (property transfer tax), stamp duty (Imposto do Selo), plus legal, notary, and registration costs.
Portugal’s Tax Authority notes that stamp duty is calculated at 0.8% on the value used for IMT, and if you use a mortgage, the loan can also be subject to stamp duty.
Always request a written “total to complete” estimate for your exact property and buyer profile (home vs investment, mainland vs islands, financing, etc.).
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