Buyer costs in Cyprus typically include a mix of: VAT (commonly for new builds), Land Registry transfer fees (commonly for resales), legal fees, property insurance, surveys/inspections, and local/utility set-up costs.
Whether you pay VAT or transfer fees depends on the property and transaction structure, and there can be reductions/exemptions in some cases.
Also budget for ongoing ownership costs such as municipal fees, utilities, and maintenance/management (especially in complexes).
Because rates and rules can change, get a written cost estimate for your exact property before you sign.
