The main tax depends on whether the villa is a resale or a new build. Resales typically involve transfer tax (ITP); new builds commonly involve VAT/IVA plus stamp duty (AJD) (the Canary Islands use different indirect tax rules).
You’ll also budget for Notary fees, Land Registry fees, legal conveyancing, and often translations if needed. After purchase, ongoing costs may include IBI (local property tax), insurance, utilities, maintenance (gardens/pool), and community fees if the villa is in an urbanisation with shared services.
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