Can foreigners buy property in France?

Yes—foreigners can buy property in France with no general restrictions on non-residents. The purchase is handled by a French notary (notaire), who verifies title, prepares the deed, collects taxes, and registers ownership. You’ll typically need valid ID, proof of funds, and (if financing) lender documents. Most buyers sign a preliminary contract first, then complete at the notary a few months later. If you’re buying from abroad, you can often complete using a power of attorney arranged through the notary. For complete information on buying a property in France, download our France Buying Guide.

What taxes and fees should I budget for when buying property in Spain?

Costs depend on whether the home is resale or new build and the region. Resales usually involve ITP (transfer tax) set by the autonomous community; new builds often involve VAT/IVA plus AJD (stamp duty) (the Canary Islands use IGIC instead of IVA for many items). In addition, budget for Notary fees, Land Registry fees, legal conveyancing, and translations if needed. After purchase, typical ongoing costs include IBI (property tax), community fees (if applicable), utilities, and non-resident tax obligations if you don’t live in Spain full-time.

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How much could you borrow to buy property in Spain?

Name: How much could you borrow to buy property in Spain?
Start: 2026-08-19T16:00:00+01:00
End: 2026-08-19T16:30:00+01:00

August 19 @ 4:00 pm – 4:30 pm BST

You’ve found the area, you’ve had a couple of viewings and you’ve worked out what a UK lender would offer you. Then you speak to a Spanish bank and the figures they quote look nothing like what you’d planned for.

In this free, 30-minute webinar, a specialist mortgage adviser will walk you through how much you could realistically borrow to buy property in Spain.

You’ll come away knowing:

How much you can realistically borrow as a non-resident, and what deposit to plan for
How Spanish loan-to-value limits compare with UK lending rules
Fixed versus variable rates, and how to choose between them
How banks assess foreign income, including pensions and self-employment
The documents you’ll need and how long approval typically takes
How currency movements can affect your repayments over time
Common reasons applications are delayed or declined

There’ll also be time for your own questions.

Registration is free – sign up today!