Before applying for a Spanish visa, you’ll need to understand IPREM – the benchmark Spain uses to check your financial means. This guide explains the 2025 figures, how they’re applied and the sums you’ll be expected to prove.
If you’ve started looking at Spanish visa requirements, you’ll notice consulates often list financial thresholds in terms of IPREM. Rather than being a tax or a fee, it’s Spain’s official yardstick for income checks. Keep reading to find out the exact 2025 amounts, learn where they apply and look at worked examples to help you plan your own application.
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Contents
- What is IPREM?
- IPREM 2025 amounts
- Why IPREM matters
- Visas where IPREM is used
- Worked examples you can copy
- Summary
- FAQs
What is IPREM?
IPREM is Spain’s Indicador Público de Renta de Efectos Múltiples – an economic benchmark used by the Spanish government to determine eligibility and financial thresholds for visa applications, social benefits like unemployment benefits and education grants and certain tax deductions. It replaced the Salario Mínimo Interprofesional (minimum wage), which was what the government previously used.
IPREM 2025 amounts
For 2025, the IPREM amount is:
Basis | Amount | Where you’ll see it |
---|---|---|
Daily | €20 | Some benefit calculations |
Monthly | €600 | Student visa checks, general references |
Annual (12 payments) | €7,200 | Immigration calculations typically use this |
Annual (14 payments) | €8,400 | Certain benefits where law refers to 14 payments (not used for visas) |
- Immigration visas and residency applications – consulates set financial thresholds based on IPREM.
- Student visas – applicants must prove at least 100% of the monthly IPREM for the duration of study.
- Benefits and grants – Spain’s social security office (SEPE) and other bodies use IPREM to calculate eligibility and maximum amounts.
Knowing which figure applies in each case helps you prepare accurate paperwork and avoids the risk of under- or over-stating your financial means.
Visas where IPREM is used
Non‑lucrative residence visa
The minimum annual amount for the non-lucrative visa is 400% of the annual IPREM for the main applicant (€28,800), plus 100% of the annual IPREM for each dependent (€7,200).
Student visa
You must prove at least 100% of the monthly IPREM (pro‑rated for the duration of your studies).
Important: IPREM is not used to calculate the financial requirement for the Spanish Digital Nomad Visa. Instead, the DNV is based on 200% of Spain’s 2025 minimum wage (€16,565), meaning you’ll need to show a minimum annual income of €33,130.
Worked examples you can copy
You may find it helpful to use these figures to check your paperwork before you book an appointment:
- Single applicant, non‑lucrative visa: 400% × €7,200 = €28,800 per year
- Applicant + 1 dependent: €28,800 + 100% × €7,200 = €36,000 per year
- Applicant + 2 dependents: €28,800 + (2 × €7,200) = €43,200 per year
- Student, 9‑month course: 9 × €600 = €5,400
Cross-check against your consulate’s checklist, as some ask for average balances or multi-month statements in addition to these figures.
Summary
IPREM might feel like a dry calculation, but it’s the figure that can open the door to your new life in Spain. In 2025 it’s €600 a month or €7,200 a year. For visas, plan on 400% annual IPREM for yourself and 100% extra for each dependent.
FAQs
Is IPREM the same as Spain’s minimum wage?
No. IPREM is a separate indicator created to avoid tying benefits and thresholds to wage policy.
Why do I see €7,200 and €8,400?
Both appear in official documents. €7,200 reflects 12 monthly payments and is what immigration typically uses. €8,400 (14 payments) is used in rules that mirror the former minimum‑wage structure.
Does IPREM change every year?
It’s set by Spain’s annual Budget Law. If the Budget is extended, the prior amounts remain in force until updated.
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