Not sure what checks to make before buying a Greek home? Here’s how to spot red flags, understand local rules and protect your investment if things go wrong.
If you’re house-hunting in Greece, you might be wondering: “Do I really need a property survey?” It’s a fair question – especially if you’re used to buying in the UK, where surveys are almost always carried out.
In Greece, things are a little different. Surveys aren’t standard for local buyers, but that doesn’t mean you should skip them. In fact, the right checks could save you a serious headache – and a lot of money – later down the line.
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Contents
- Is a structural survey required in Greece?
- What does the technical diagnostic file cover?
- Additional surveys you can request
- How to check for environmental risks
- What checks can you do yourself?
- Benefits of hiring a surveyor in Greece
- How to find a chartered surveyor in Greece
Is a structural survey required in Greece?
It’s worth hiring a surveyor for peace of mind
There is no legal obligation to carry out a full structural or building survey before buying a property in Greece. In fact, most local buyers skip this step entirely. However, for peace of mind, especially if you’re purchasing an older home or planning major renovations, it’s well worth considering.
What does the technical diagnostic file cover?
Greek law requires several diagnostic checks to be completed before a property is sold. These are compiled into a single report called the Technical Diagnostic File (Τεχνικός Φάκελος Διαγνωστικών Ελέγχων or TFD), managed by the notary. This report must include:
- Energy efficiency certificate
- Electrical and gas system compliance
- Checks for asbestos, termites or lead paint
- Environmental and structural risks (as known to the seller)
The TFD provides a helpful overview – but it doesn’t cover every aspect of a property’s condition.
Additional surveys you can request
You can instruct an independent chartered surveyor to carry out a building or land survey before completing your purchase. If you’re at the preliminary contract stage (προσύμφωνο), your lawyer can include a suspensive clause that protects you if the survey uncovers major issues.
How to check for environmental risks
Greece sits in a seismically active region, so it’s essential your lawyer verifies that the building complies with the Seismic Code set by the Earthquake Planning and Protection Organisation (EPPO).
Forest fires are also a growing risk, particularly during summer months. Ask your lawyer to investigate local fire prevention strategies and recent fire records in the area.
What checks can you do yourself?
If you’re not planning on hiring a surveyor, you can still do some basic checks on your viewing trip.
Start by asking to see any receipts for structural work – fresh plaster can hide an old problem. Don’t rely solely on what the agent or seller says.
Here’s a simple checklist of what to look for:
| What to check | What to look for | Why it matters |
|---|---|---|
| Walls and ceilings | Cracks, damp patches, gaps in plaster | May indicate structural issues or leaks |
| Plumbing | Water pressure, leaks, discoloured water | Can signal old pipes or potential damage |
| Electricity | Exposed wires, outdated fuse boxes | Important for safety and future upgrades |
| Renovations | Receipts for structural work | Proof of legality and quality of recent work |
Benefits of hiring a surveyor in Greece
A chartered surveyor can identify structural concerns you might not notice and assess their urgency, cost and complexity to fix. You’ll receive a clear report outlining any risks – valuable if you plan to negotiate the price or insert protective clauses in your purchase agreement.
A survey is especially useful when buying older homes, rural properties or any building you plan to renovate.
How to find a chartered surveyor in Greece
The Royal Institution of Chartered Surveyors (RICS) has a handy search tool that lets you find qualified surveyors working in Greece – just enter the town or region you’re buying in.
Alternatively, your Greek property lawyer may be able to recommend someone local.
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