MORTGAGE SUPPORT IN GREECE
Compare mortgage options for your property purchase in Greece
If you are considering mortgage finance for a property in Greece, understanding what different banks may offer can be an important part of planning your purchase.
eCredit helps customers check their mortgage eligibility, compare options across the Greek banking market and progress their application digitally with support from a personal adviser.
Ask about a mortgage in Greece
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How eCredit can help with your Greek property purchase
Arranging finance can affect how you set your property budget, when you are ready to make an offer and what documentation you need to prepare. Comparing individual banks yourself can also mean dealing with different requirements and processes.
eCredit brings mortgage options from across the Greek banking market into one process. The team can help you assess eligibility, compare available products and submit the documents required for your chosen application.
Much of the process can be completed online, which may be particularly useful when you are organising a Greek property purchase from the UK. A personal adviser remains involved as the application progresses towards approval and disbursement.
Why choose eCredit?
A mortgage service designed to make comparing and progressing Greek property finance easier to manage.
Compare across the banking market
eCredit compares products from across the Greek banking market rather than limiting the search to one bank.
More than the monthly repayment
The comparison considers the wider terms of mortgage products, helping you look beyond the headline monthly payment.
Digital document handling
Documents can be uploaded online, allowing much of the mortgage process to be managed without repeated bank visits.
A personal adviser
A personal adviser supports you through the process, from your initial questions through to the later stages of the mortgage application.
eCredit states that its mortgage intermediation service is provided to customers without a service fee.
Mortgage support at the stages that matter
From working out whether mortgage finance could be feasible to progressing the final application, eCredit provides support throughout the lending process.
Eligibility and pre-approval
eCredit provides an initial eligibility check using information including your intended purchase, property value, own funds, employment, declared income and existing financial commitments.
Where appropriate, the process can then move towards an application for financial pre-approval with your chosen lender.
Comparing mortgage options
Rather than approaching a single bank, eCredit compares available options from across the Greek banking market based on your circumstances and requirements.
The comparison is intended to help you consider the wider terms of available products as well as the monthly repayment.
Documents and application
Required documentation can be submitted digitally. This gives you one place to progress the application rather than repeatedly supplying paperwork in person.
Your adviser remains available to help you understand the next stage and what is required as the application progresses.
Approval through to disbursement
After pre-approval, the lender may carry out legal and technical checks on the property before reaching its final lending decision.
eCredit continues to support the mortgage process through final approval, contracts and disbursement, with ongoing support afterwards where needed.
How eCredit supports your mortgage application
The published eCredit process follows six main stages from the first discussion through to the completion of the mortgage.
01
Discuss your needs
Your circumstances, property plans and financing requirements are reviewed.
02
Pre-approval application
An application for financial pre-approval can be progressed with the selected bank.
03
Confirm the loan amount
The pre-approval response helps establish the amount the lender is prepared to consider.
04
Bank property checks
The bank carries out the legal and technical checks required for its final lending decision.
05
Contracts and disbursement
Following final approval, the process moves towards the mortgage contracts and release of the funds.
06
Ongoing support
eCredit states that its team remains available for support after the mortgage has been disbursed.
Considering mortgage finance for a home in Greece?
Discuss your plans with eCredit and find out what the next steps could be for your circumstances.
Regulated mortgage support in Greece
eCredit publishes the following credentials and company information on its website.
Bank of Greece supervision
eCredit is a licensed credit intermediary supervised by the Bank of Greece.
Elevate Greece
The company is listed in the Greek Ministry of Development’s registry of innovative startups, Elevate Greece.
Eurobank theEgg
eCredit is a graduate of Eurobank’s theEgg business accelerator programme.
Take the next step with your Greek property plans
If mortgage finance forms part of your plans to buy in Greece, make an enquiry to discuss your circumstances and the options eCredit may be able to help you explore.
Any mortgage is subject to lender assessment, eligibility requirements and individual circumstances.