Beaux Villages

Village with all the amenities, a school, a bar, restaurants, a grocery shop, a bakery and a newsagent, 20 minutes from Beziers, 25 minutes from the beaches and 10 minutes from the river Orb.A beautiful, high-quality villa built in 1999, offering approximately 143 m2 of living space on one level, with 4 bedrooms, as well as a semi- converted basement of approximately 100 m2 offering plenty of potential. Set on a lovely 1300 m2 plot, the property features a swimming pool and superb unobstructed views of the surrounding area. Situated in a quiet and sought-after residential neighbourhood, with no direct neighbours opposite, it offers a pleasant and unspoilt living environment, whilst being just a few minutes' walk from local shops.Basement = 100 m2 semi-converted : 2 bedrooms + shower room (shower, washbasin, WC) + utility room/pantry and workshop/garage area.Ground = 15 m2 entrance hall + 50 m2 living/dining room with pellet stove and access to a terrace + 15 m2 kitchen (base units, dishwasher, sink, induction hobs, electric oven, extractor hood) + 2 m2 hallway with large fitted wardrobes + 3 bedrooms of 14 m2, 13 m2 and 10 m2 with fitted wardrobes + 8 m2 study + 4 m2 shower room (shower, washbasin, WC) + 10 m2 shower room (walk-in shower, 2 washbasins, WC).Outside = Swimming pool (10x4m, chlorinated, secured with a retractable cover) + superb terrace with unobstructed views + 4 olive trees + fig tree + parking area (8-10 cars).Miscellaneous = Ducted reversible air conditioning + property tax of 1980 Euros + estimated amount of annual energy consumption for standard use: between 841 Euros and 1138 Euros per year. Average energy prices indexed on 2021, 2022 and 2023 (including subscriptions) + mains drainage + electric gates + photovoltaic panels for self-consumption + electric roller shutters (solar-powered) + views.Price = 459.000 Euros (High-quality build, good location with views)The prices are inclusive of agents fees (paid by the vendors). The notaire's fees have to be paid on top at the actual official rate. Information on the risks to which this property is exposed is available on the Geo-risks website: georisques. gouv. fr

Pretty Circulade village with bar/restaurant, grocery shop, tobacconist/newsagent, bakery, pizzeria, : 20 minutes from Beziers and 30 minutes from the beaches.A beautiful medieval house that once belonged to a marquis, a former annex of a fine stone chateau, steeped in charm and history and comprising three independent flats (126 m2, 100 m2, 80 m2) offering great flexibility for hosting family, friends or for a rental project. The property shares a 100 m2 courtyard, a real haven of peace, with a lovely terrace and solarium. A small swimming pool completes this unique property! A few finishing touches are required.Ground (flat 1, 126 m2) = Entrance via 100 m2 courtyard and access to terrace/pool + 18 m2 dining room + 21 m2 fitted kitchen (wall and floor units, central island, gas hob, electric oven, microwave, coffee machine, dishwasher) + 25 m2 living room with large stone fireplace + 24 m2 en suite bedroom with 8 m2 shower room (2 basins, wc, bath, Italian shower) + 13 m2 study with access to 13 m2 mezzanine bedroom.1st (flat 2 of 100 m2) = 4 m2 hall + 5 m2 utility room + wc + 16 m2 kitchen opening onto a 9 m2 room and balcony + 30 m2 lounge with French ceiling and access to 2 bedrooms of 10 m2 and 20 m2 + 5 m2 shower room (shower, washbasin, wc).2nd (flat 3 of 80 m2) = 31 m2 kitchen/dining room + 6.7 m2 shower room (shower, washbasin, WC) + 28 m2 lounge + 14 m2 bedroom + about 15 m2 attic.Miscellaneous = Electric heating and reversible air-conditioning + annual property tax of approximately 1300 Euros + double-glazed windows + roof repairs are to be expected (the quoted price takes this into account).Price = 353.100 Euros (Unique!)The prices are inclusive of agents fees (paid by the vendors). The notaire's fees have to be paid on top at the actual official rate. Information on the risks to which this property is exposed is available on the Geo-risks website: georisques. gouv. fr

A very charming town on the Canal du Midi with all shops and restaurants, 20 minutes from Beziers, 20 minutes from Narbonne and 25 minutes from the beaches !Beautiful town house full of character, in perfect condition, offering 195 m2 of living space, comprising 4/5 bedrooms (including a master suite), 3 bathrooms, a nice living area, a kitchen and a charming lounge. In addition, a delightful landscaped courtyard of approximately 80 m2, featuring a spa/jacuzzi and a pleasant covered terrace. Located right in the heart of the town center !Ground = Entrance opening onto a 41.20 m2 living room with access to the courtyard + fitted kitchen of 7.04 m2 (wall and base units, sink, gas hob, electric oven, fridge, dishwasher) + lounge of 15.02 m2 with insert fireplace + large cupboard of 2.46 m2 + WC of 0.87 m2 with hand basin.1st = Hall of 10.24 m2 with access to a terrace + 2 bedrooms of 15.19 m2 and 11.65 m2 + shower room of 4.31 m2 (shower, washbasin, WC) + master suite of 28 m2 comprising a bedroom of 14.71 m2 (access to terrace) as well as its en-suite bathroom of 7.42 m2 (shower, washbasin, WC, bathtub) and its dressing room of 5.56 m2.2nd = Magnificent room of over 30 m2 + shower room of 4.87 m2 (shower, washbasin, WC) + room of 20.69 m2.Exterior = Charming landscaped courtyard of approximately 80 m2 with spa/jacuzzi + covered terrace of 20 m2 + automatic irrigation + beautiful fountain + lightings.Additional features = Reversible air conditioning + electric heating + insert fireplace + superb renovation + no work required + double glazing + wooden shutters + connected to mains drainage + estimated amount of annual energy consumption for standard use: between 2230 Euros and 3070 Euros per year. Average energy prices indexed on 2021, 2022 and 2023 (including subscriptions) + annual property tax of 844 Euros + the property is currently let at €750 per month, with a tenancy agreement running until 16 November 2027. You have the option to purchase the property with the current tenant in place and receive the rental income until the lease expires, or to sign a preliminary sale agreement now with a 10 per cent deposit, taking possession from 16 November 2027, free of any occupants.Price = 311.040 Euros (Superb !)The prices are inclusive of agents fees (paid by the vendors). The notaire's fees have to be paid on top at the actual official rate. Information on the risks to which this property is exposed is available on the Geo-risks website: georisques. gouv. fr

Gorgeous ensemble of 3/4 beautifully presented properties with a large, heated swimming pool set in 6600m2 of gardens offering great income potential. This stunning property consists of a 2 bedroom, 2 bathroom renovated farmhouse, a huge converted barn which has been beautifully transformed into 2/3 lovely properties (2 of 3-bedrooms and 1 with 2-bedrooms). The current owners have incorporated one of the 3 bedroom properties into the main Barn conversion to create a stunning family home. This could easily be returned to 3 individual units. The interiors are very light and bright, full of character features - solid wood beams, exposed stone walls, double height rooms. Each property has its own terrace overlooking the mature gardens and heated swimming pool. There are further outbuildings with a variety of uses. This property works perfectly as a high class gite business (subject to the necessary permissions) and offers the potential for substantial year round income as well as a stunning home. The wide open views are a particular feature of this property overlooking fields of sunflowers. The good sized gardens offer an array of fruit trees, a children's play area, petanque court and of course the fabulous, fully fenced swimming pool area with tiled surround. There is plenty of lawn for kids (or adults) to run around. There is ample parking at the front of the property with further gated access to the rear offering privacy for owners in times of rental. Angouleme and its TGV station is 25 minutes away, Bordeaux and Bergerac airports are within easy driving distance. Other DPEs are available on request. Price including agency fees : 695 000 € Price excluding agency fees : 655 661 € Buyer commission, tax included: 6%

EXCLUSIVE TO BEAUX VILLAGES! Set in an elevated and exceptionally private position, this unique property is a true jewel of the Périgord Noir, enjoying magnificent panoramic views across the surrounding valley. Situated in Siorac-en-Périgord, and approximately two hours from Bordeaux, the property offers an enchanting combination of traditional Périgord character, individual design and contemporary comfort. Approached through electronically operated gates, protected by video surveillance and framed by an impressive four-metre-high hedge, the property immediately conveys a wonderful sense of privacy and security. An elegant driveway, lined with mature acacia trees, winds its way towards the house. Built in 2003 and extending to approximately 200 m2, the house has been individually designed in the traditional Périgord style, with beautiful exposed stone giving it a timeless sense of place. The generous 2.8-hectare grounds provide both space and seclusion, while the elevated setting ensures that the exceptional valley views remain a defining feature of the property. Inside, the house is characterised by generous proportions, natural materials and a wealth of carefully considered details. The ground floor offers two fireplaces and an impressive four terraces, creating a natural connection between the interiors and the surrounding landscape. High-quality stone slab flooring runs throughout, while underfloor heating, supplied by an oil-fired system, provides warmth and comfort. One of the principal living rooms is particularly striking, with a ceiling height of 3.40 metres, creating a wonderful sense of volume and light. The kitchen continues the emphasis on natural materials, with both the worktops and sink crafted from the same beautiful natural stone. Upstairs, the sense of space continues. One room rises to an exceptional 3.92 metre ceiling, while the charming tower room provides an especially memorable feature. Currently used as a dressing room, it rises to 4.51 metres and offers a fascinating view into the roof structure. The first floor also benefits from a balcony and beautiful parquet flooring. Bathrooms and utility areas have been finished in a contemporary black concrete material, providing an elegant contrast to the traditional stone architecture. The construction itself has been thoughtfully conceived for year-round comfort. The entire house is built with double walls incorporating insulation, helping to maintain a stable and comfortable internal temperature throughout the seasons. Outside, the grounds offer an exceptional canvas for enjoying the Périgord lifestyle. Rainwater is collected in a substantial underground cistern and reused for watering the gardens and plants, and a gently sloping lawn provides the perfect space for a swimming pool (subject to planning permission). Furthermore, a spacious garage provides valuable additional storage and parking. A rare and individual property, combining the romance of traditional Périgord architecture with generous proportions, exceptional privacy and breathtaking views, this is a home that truly needs to be experienced to be appreciated.

The South, the tranquility, the space... and all the potential to make it the home of your dreams. Nestled in a sought-after residential subdivision of Carqueiranne, just minutes from fine seaches and the town center, this villa ticks all the boxes for family life under the Mediterranean sun. Single-level living, everything for daily life From the spacious entrance (15 sqm), the tone is set. The 38 sqm living room facing due South is bathed in light all day long. There is also an independent 14 sqm kitchen, two beautiful 15 sqm bedrooms, an 11 sqm bedroom/office, a bathroom, a shower room, a separate WC, and a practical laundry room. True living comfort without stairs. Upstairs, space for everyone... and for your projects A bedroom, a shower room and a WC allow you to host a teenager, friends or family with complete independence. And above all, 43 sqm of convertible attic: master suite, playroom, office... it's up to you to imagine. Outside, the Provençal art of living A pleasant terrace for lunches in the sun and summer evenings, opening onto a flat 857 sqm garden ready to welcome your future pool. The extras Double garage of 50 sqm with direct access to the house and garden: parking, workshop, storage, anything is possible. Calm, light, space and privileged location: a house like this doesn't stay on the market for long.

At the end of a small private dead-end street, on the southern slope of the charming perched village of Seillons-Source-d'Argens, this beautiful house of nearly 180 m2 enjoys an environment of absolute calm and an exceptional view of the Sainte-Baume massif. From the entrance, you are immediately charmed by the brightness. Facing due south, the house benefits from ideal sunlight throughout the day. The spacious and warm living room opens with the kitchen onto a large terrace that offers an unobstructed view of the landscape. A large inset fireplace provides a pleasant atmosphere during winter. Upstairs, four beautiful bedrooms, a bathroom, and a shower room make up a comfortable sleeping area, complemented by plenty of storage. On the garden level, a large totally independent apartment, bright and with its own terrace, represents a great rental investment opportunity or the possibility to host your close ones independently. Outside, the landscaped garden of 1,644 m2, entirely enclosed, is a true haven of peace. A magnificent driveway leads to the swimming pool, bordered by oleanders and exposed to full sun. About ten olive trees adorn the land and allow you to produce your own olive oil. Two pergolas offer shaded spaces for relaxing. The property's advantages: a house in perfect condition; an inset fireplace with heat distributor, complemented by electric radiators; a large garage; several parking spaces on the property; connection to the mains sewer system. The village has all daily services: doctors, pharmacy, nursery, and schools. Saint-Maximin-la-Sainte-Baume is a few minutes away, and quick access to the highway places Aix-en-Provence at 40 minutes, Marseille and Toulon at one hour. A rare house, combining calm, light, and gentle living, in the heart of the Green Provence.

Beautiful Maison de Maître situated between the thermal spa town of Salies de Béarn and the medieval city of Orthez in the heart of its immaculate park and gardens of approximately 6000m2. Entering the large boot room, with shower room, WC and utility room, you are then led into the kitchen. Off the kitchen is a long corridor taking you to the large sitting room and a bedroom. A new shower room with WC is on the half landing to the first floor and the first floor offers three luminous rooms and a bathroom with WC. Another bedroom is located above the boot room. The ensemble is completed with a heated pool (salt), a large carport and two barns. Many original features are kept and the house has been lovingly maintained over the years, yet modern comforts have nicely blended in. The property benefits from double glazing and a recently installed heat pump. Ideally located between the seaside resort of Biarritz, on the Atlantic Ocean, and the ski resorts of the Pyrenees, the property is also easily accessible from the train stations, highways, and airports of Biarritz, Pau, Bordeaux, and Toulouse.

This very well maintained property offers approximately 165m2 of living space and a garden of about 3000m2. The ground floor comprises a large living room with dining area and an open fire place equipped with a heat recuperator, kitchen, two bedrooms, bathroom and WC. The hallway leads to the garage as well as the utility room. The first floor above the garage currently serves as storage space. The second floor offers a large mezzanine with access to the balcony, two bedrooms (one also with access to the balcony) and a shower room with WC. Behind the shower room is ample storage space. The garden is beautifully maintained and was planted with trees and flowers, as well as some bushes. The 10m x 5m pool with its pool-house and outdoor kitchen invites you to enjoy to the glorious summer months from early morning until the evening. The property, built on a foundation of river stones, benefits from a recently installed thermodynamic water heater, solar panels for total energy autonomy, a heat pump (water-air), oak woodwork and double glazing on the South West side of the property, as well as sunshine on all areas. Perfectly situated in the middle of its garden, in a tranquil environment, but not isolated, the property offers access to the Atlantic coast, airports, motorways and train stations.

In the heart of the Basque Country, this delightful guesthouse in Lantabat—complete with an independent holiday cottage—welcomes you to a pastoral setting overlooking the surrounding hills. Featuring five beautiful bedrooms, each with its own en-suite shower or bathroom, the property blends authenticity with modern comfort, making it ideal for a bed-and-breakfast business or as a spacious family home. The residence showcases superb period features, including exposed beams, an attractive fireplace, and a wood-burning stove, perfect for cosy moments in any season. Double glazing and high-speed internet access ensure modern convenience without compromising the property’s historic charm. The expansive, light-filled living area opens onto a flower-filled garden, inviting you to relax and unwind. Outside, you will find extensive grounds with various areas designed for leisure or al fresco dining. This is a rare opportunity, ready to accommodate your personal lifestyle goals or a hospitality venture within an exceptional, peaceful natural environment. Lantabat is a small Basque village located between the lively market town of Saint-Palais and the famous pilgrimage site of Saint-Jean-Pied-de-Port. The Atlantic coast is an hour's drive away.

Discover this magnificent 150m2 stone mill, located in the heart of Salles-Mongiscard and featuring private access to the Ousse River. Spanning three levels, the property offers a welcoming living room with a large period fireplace and a balcony, a kitchen with dining area, two bedrooms, and a WC on the ground floor; three bedrooms, a bathroom, and a WC on the upper floor; and a large summer kitchen, pantry, and cellar on the garden level. At the rear of the mill, at the far end of the garden, lies a true paradise for anglers! In terms of utilities, the mill is equipped with fiber-optic internet, is connected to the village’s main sewage system, and features oil-fired central heating. At the entrance to the property, you will find a large 49m2 garage/workshop.

A 220m2 house in need of renovation with a large barn and set on 1.8 hectares of land with views of the Pyrenees. There is the possibility of building a house on one of the plots included within the 1.8 hectares, subject to approval from the local town hall. The property already features double-glazed windows. With its generous interior space, excellent location, and layout, the property offers great potential. Situated close to ski slopes and in the heart of the Béarn region, this estate presents numerous opportunities for those seeking a peaceful lifestyle in the countryside.

This charming property, which offers views over the rolling countryside and the Pyrenees, is a true haven of tranquility. Yet, it is located just a 15-minute drive from Bidache and Saint Palais, two market towns in the Basque Country, which provides all essential amenities, and 20 minutes from the spa town of Salies-de-Béarn. Many original features were lovingly restored. The pantry still features an old bread oven and the dining room puts you back in time with its charm and warmth. Over two levels, the house offers a large living room, dining room, kitchen, two bedrooms, two bathrooms and a pantry on the ground floor. The former attic of approximately 65m2 was converted into further living accommodation. The property is completed with an adjoining workshop, two terraces, a garage and garden of approximately 2900m2. Airports, trains stations and motorways are in easy reach from the house.

Discover this superb 475m2 property, ideally located in Montory, nestled within the lush, green landscape of the Pyrenees. Offering both bed-and-breakfast and self-catering holiday accommodation, this exceptional property blends authenticity with modern style, featuring thoughtfully designed spaces. For wellness, the spa area includes a Jacuzzi and a sauna, complemented by a magnificent outdoor swimming pool set within a sun-drenched terrace—the perfect spot to relax while taking in the natural surroundings. This rare estate boasts high-end facilities that offer a balance of conviviality and privacy, making it perfectly suited for a hospitality or tourism business. It is a unique destination where charm, quality amenities, and tranquility come together in perfect harmony within an extraordinary setting.

EXCLUSIVE TO BEAUX VILLAGES! Set in an elevated position with panoramic views across the Dordogne Valley, this beautifully presented, turnkey home offers four en-suite bedrooms, a heated swimming pool and excellent access to shops and services. The spacious living accommodation has been designed to enjoy both the outlook and the garden. The well-equipped kitchen features an island, range cooker and integrated dishwasher, and opens into the dining area and comfortable sitting room with an insert wood-burning stove. A covered terrace and barbecue area provide an inviting setting for outdoor dining while taking in the surrounding countryside. All four bedrooms have their own en-suite shower room, giving family members and guests valuable privacy. Two bedrooms open onto a wrought-iron balcony with far-reaching views, while another benefits from its own private terrace. The house is equipped for year-round comfort with an air-source heat pump, reversible air conditioning, double glazing and a wood-burning insert. Solar panels and connection to mains drainage add further practical advantages. Outside, the landscaped garden of approximately 2,000m2 has been arranged to make the most of the setting. The heated saltwater swimming pool and surrounding terrace are private and enjoy beautiful valley views. There is also a timber garage/workshop and a carport. Only seven minutes from the shops, restaurants and services of Souillac, with Sarlat-la-Canéda approximately 30 minutes away, this is an appealing permanent residence or easily maintained holiday home in one of the Dordogne Valley’s most sought-after locations. Price including agency fees : 399 000 € Price excluding agency fees : 376 416 € Buyer commission, tax included: 6%

EXCLUSIVE TO BEAUX VILLAGES! Set within the grounds of a chteau estate in the heart of Les Forges, this attractive two-bedroom duplex apartment offers an ideal holiday home, permanent residence or rental investment (subject to permissions). The fully furnished apartment provides approximately 85m2 of accommodation, including a fitted kitchen, two double bedrooms, a family bathroom and a bright first-floor living and dining room with exposed beams, a fireplace and access to a private terrace. Residents benefit from access to the estate's swimming pool, tennis courts and communal chteau areas, while the popular 27-hole golf course, bar, restaurant and organic farm shop are just a short walk away. Only 30 minutes from Poitiers with its TGV station and international airport, this is a ready-to-enjoy property in a sought-after location. Early viewing is recommended. The apartment is part of a professionally managed co-ownership. Service charges are approximately €1,950 per quarter and cover the maintenance of the estate, communal facilities, grounds, pool and tennis courts, together with heating and energy costs based on individual metered consumption. Any major works approved by the co-owners are charged separately. Property subject to the legal status of co-ownership, total number of lots in the co-ownership: 28, average annual amount of charges 7800 € (provisional vendor's share). The vendor declares that there are no current legal proceedings. Price including agency fees : 91 300 € Price excluding agency fees : 83 000 € Buyer commission, tax included: 10%

In the heart of Pépieux, this spacious property presents an exciting opportunity, at an attractive price, for a buyer looking for a substantial home to transform to their own taste or develop. The recently renovated kitchen is in excellent condition, as is the huge open plan dining/living room, which features beautiful wood flooring and a cosy wood-burning stove. The remaining rooms - six bedrooms, three bathrooms and a second living room - offer an opportunity to update and personalise the space, whilst being perfectly habitable at present. The second living room was formerly used as an electrical shop and retains its shop window and separate entrance, offering flexibility for a home office, studio or professional activity. The property is mostly double-glazed and it benefits from a 42 m2 covered terrace on the top floor offering privacy and a view and another small terrace on the ground floor. Pepieux is a popular village with a bar/restaurant, grocery store and a bakery amongst some of the amenities. It is perfectly situated between Carcassonne and Narbonne and offers easy access to an international airport, TGV station, mediterranean beaches and Canal du Midi.

Sweeping countryside views and an excellent DPE B / GES A rating set this character stone house apart. At the end of a quiet no-through road, with no neighbours in sight, it offers around 160 m2 of flexible accommodation, a 10 × 5 m pool with a new liner and a substantial 72 m2 workshop/garage. The sitting/dining room and separate kitchen open onto an elevated terrace overlooking the garden and countryside. A spacious conservatory also makes the most of the outlook. Exposed stone and beams add character, with potential to create an open-plan living space of around 50 m2. Accommodation spans three levels, with bedrooms and additional rooms offering space for family, guests or an office. An air-source heat pump contributes to the impressive energy performance. The manageable garden includes vines, a pond and a small stone outbuilding. Village amenities are around 10 minutes away, with Gourdon and Cahors both approximately 25 minutes by car. Price including agency fees : 310 300 € Price excluding agency fees : 290 000 € Buyer commission, tax included: 7%

A rare opportunity to acquire an 18th-century French Chartreuse, where timeless architecture, beautiful original features and an exceptional setting come together to create a truly distinctive country estate. Dating from the 1750s, the property comprises an elegant main residence with courtyard garden, flanked by two substantial stone barns. Beyond lies an extensive garden with an 8m x 4m heated swimming pool and separate pool house.

The house retains a wealth of original features, including wooden floors, fireplaces, exposed beams and built-in cupboards. The ground floor offers a grand entrance hall, spacious kitchen with adjoining utility area, formal dining room, charming sitting room with wood-burning stove, guest bedroom with en suite shower room and WC, and two further spacious bedrooms sharing a shower room and separate WC. Upstairs are three further bedrooms, a spacious landing/library area, dressing room, shower room and two storage rooms. A magnificent 96m2 convertible attic with original beams offers further potential (subject to permissions), while the 90m2 cellar includes a wine cellar and extensive storage. Two impressive stone barns of approximately 230m2 and 190m2 offer excellent potential for workshops, storage, guest accommodation or an events/wedding venue (subject to the necessary permissions). Further benefits include oil-fired central heating, double glazing, three wells and a 12m³ rainwater reservoir. A remarkable property of character and versatility, offering generous accommodation, an abundance of authentic period detail and exciting potential for a variety of future uses. Price including agency fees : 787 500 € Price excluding agency fees : 750 000 € Buyer commission, tax included: 5%

Located in the sought after location of Roullet Saint Estephe, just 20 minutes from the very centre of Angouleme and the TGV, this beautiful villa is waiting for its new owners. The property sits on nearly 2 hectares of enclosed parkland, accessed through grand electric gates leading onto a sweeping driveway that reveals the house. With exceptionally spacious reception rooms and hallways, featuring high ceilings, you will be amazed by its grandeur. On the ground floor, there are three generous bedrooms, with two additional guest bedrooms and two magnificent suites on the first floor. The primary suite is the highlight, offering its own large balcony terrace overlooking the surrounding countryside. The grounds are equally impressive, boasting a large orchard, beautiful mature trees, a large saltwater swimming pool with a summer kitchen and seating area. Additional features include a double garage and a spacious basement. The property benefits from a central heating system powered by a recently installed pellet boiler. There is also air conditioning for comfort in all seasons. Double glazing throughout gives the property an excellent energy rating of C. Don’t miss out—book your viewing today. Price including agency fees : 720 000 € Price excluding agency fees : 679 246 € Buyer commission, tax included: 6%