Properties for sale in Spain
Showing 1261–1280 of 79,332
Penthouse in Sotogrande
Sotogrande, San Roque
Exclusive Beachfront Penthouse with Panoramic Sea, Gibraltar and Africa Views – Sotogrande Discover a truly unique opportunity to acquire an exceptional beachfront penthouse located within the prestigious Torre Patricia Park development in Torre Guadiaro, one of Sotogrande's most sought-after coastal locations. Positioned on the 16th floor, the highest level of the building, this remarkable residence enjoys breathtaking panoramic views across the Mediterranean Sea, the Rock of Gibraltar and the African coastline, offering an extraordinary setting rarely available on the market. The apartment offers 61 m2 of built area, intelligently designed to maximise natural light and make the most of its spectacular elevated position. The bright living and dining area benefits from its desirable south-facing orientation and opens directly onto a private terrace, creating the perfect place to enjoy unforgettable sunrises, watch the ships crossing the Strait of Gibraltar and admire uninterrupted sea views throughout the year. The property features two comfortable bedrooms with fitted wardrobes and one bathroom. While presented in need of renovation, it offers outstanding potential to be transformed into a stylish contemporary beachfront residence, making it an excellent opportunity for both private buyers and investors seeking to create a truly bespoke home in an unbeatable location. Residents of Torre Patricia Park benefit from direct beach access, concierge service, a secure gated community with automatic entrance gates and private resident parking, providing privacy, security and a peaceful family-friendly environment. The location is second to none, with restaurants, cafés, supermarkets, shops and everyday amenities all within easy walking distance. The prestigious Sotogrande Marina can also be reached in approximately 10 minutes on foot, offering luxury boutiques, waterfront dining and one of the Mediterranean's finest yacht harbours. Combining an unbeatable beachfront setting, spectacular panoramic views, exceptional renovation potential and one of the most privileged locations in Sotogrande, this outstanding penthouse represents a rare opportunity to create an extraordinary coastal home or a highly valuable investment on the Costa del Sol.
Penthouse in Manilva
Manilva, Costa del Sol
Set within the peaceful gated community of Punta Paloma in Manilva, this beautifully presented penthouse combines generous living spaces, panoramic Mediterranean views, and excellent investment potential on the Costa del Sol. Offered fully furnished and key-ready, the property is ready to enjoy immediately as a permanent residence, holiday home, or rental investment. The apartment offers 137 m2 of well-designed living space with two spacious bedrooms and two modern bathrooms. Bright, open-plan interiors are filled with natural light thanks to the south-facing orientation, while the living and dining area flows effortlessly onto expansive private terraces overlooking the sea. Whether enjoying breakfast in the morning sun or relaxing at sunset, the outdoor spaces provide an exceptional setting for year-round Mediterranean living. The fully equipped kitchen complements the practical layout, while quality finishes throughout create a comfortable and contemporary atmosphere. The property also includes a private underground parking space and a generous storage room. Residents benefit from beautifully maintained communal gardens, a heated outdoor swimming pool, a heated indoor pool, and the privacy of a secure gated community with low community fees. Located only 900 metres from the beach, the penthouse enjoys easy access to La Duquesa Marina, Sotogrande, Estepona and Gibraltar. Golf enthusiasts are perfectly positioned just minutes from La Duquesa Golf and San Roque Golf Club, while restaurants, beach clubs, shops and everyday amenities are all within easy reach. With strong rental demand in the area and an estimated return on investment of 5–8%, this property represents an outstanding opportunity to secure a luxury property on the Costa del Sol that combines lifestyle, convenience and long-term value.
Apartment in Artola
Artola, Andalusia
One of the best-positioned apartments in Amatista, La Reserva de Marbella. This exceptional south-facing ground floor corner apartment enjoys one of the most desirable locations within the development, with only one apartment above and excellent privacy. Amatista is on the lower end of La Reserva de Marbella. The property offers two spacious bedrooms and two bathrooms, sitting room with open plan kitchen, along with a beautiful terrace overlooking the swimming pool and landscaped gardens, making it the perfect place to relax and enjoy the Mediterranean lifestyle. Built to a high standard in 2001, the apartment is located in the sought-after Amatista community within La Reserva de Marbella, renowned for its well-maintained gardens, swimming pools, and peaceful setting. One of the Peñarroya Family developments. The apartment also comes with underground parking and lift. Location is excellent only a few mins drive down to Cabopino Port which has really nice restaurants and sandy beach one of the nicest along the Coast. Only 10 mins drive to the centre of Marbella, or to La Cala de Mijas and 40 mins to Malaga Airport. Close to serveral State and International schools. If Golf is one of your hobbies then serveral good courses on your doorstep. Ideal to use as a holiday home or live in all year round.
Apartment in Sotogrande
Sotogrande, San Roque
This private apartment on one floor has four bedrooms and four bathrooms, offering an ideal home for those looking for comfort, practicality and a relaxed lifestyle. It includes access to swimming pool, garden and underground garage, as well as spacious indoor and outdoor spaces designed to enjoy the environment. Located within a closed and safe complex, residents benefit from excellent facilities such as concierge service, paddle courts, swimming pool, gym and underground parking. The property is just a few minutes’ drive from Sotogrande International School and within walking distance of local services, which provides great comfort in the day to day. The apartment is equipped with a modern kitchen and large terraces, with beautiful views of the gardens and a quiet and relaxing atmosphere throughout the whole. The property enjoys a privileged location, within walking distance of La Reserva Club de Golf, the tennis academy, as well as a selection of restaurants, cafes and a beach club. An ideal property for those looking for a resort lifestyle in one of the most exclusive residential areas of Sotogrande.
Apartment in La Atalaya
La Atalaya, Andalusia
Fully renovated apartment with sea views in Atalaya, Diana Park. Positioned on the second floor, apartment has been fully renovated at the beginning of 2026. It offers 157 m2 of built area and a 56 m2 private terrace. The interior comprises three bedrooms and two bathrooms, including one en suite bathroom, distributed around a living room and dining room. The property is equipped with individual air conditioning units and includes lift access for convenience. Gated urbanization Royal Nordic Club has gym, sauna, library, social club, billiard table, tennis table. Underground parking & storage. There is a reception 24hrs, to help the owners in their daily procedures. Security is reinforced by a gated entrance, doorman service, video entry, surveillance cameras, and 24-hour security. Cold & hot water is included in community fee. There are multiple shops bars and restaurants just 400 meters away. The nearest beach is very pretty and is a 20-minute walk away. Puerto Banús is 10 minutes away by car. Easy viewing, contact us!
Apartment in Estepona
Estepona, Costa del Sol
This beautiful 3-bedroom, 2-bathroom beachfront apartment for rent is located in the charming seaside community of Villacana, offering a true front-line beach lifestyle. With 150 m2 of interior space plus a 20 m2 private terrace, the apartment provides a spacious and comfortable living environment. The highlight of the property is the stunning direct sea view from the balcony—step outside and you are literally just one step away from the sand, making it perfect for those who want to live right by the Mediterranean. The apartment features a bright living area, well-sized bedrooms, and a functional layout ideal for both relaxing and enjoying time with family or guests. Residents can enjoy beautiful communal gardens and a swimming pool, creating a peaceful and resort-like atmosphere. This is a rare opportunity to rent a frontline beach home in one of the most desirable coastal areas of Estepona, perfect for those seeking sun, sea, and a relaxed lifestyle.
Villa in Mijas Costa
Mijas Costa, Costa del Sol
Set in the sought-after residential area of Valtocado, this south-facing detached villa was built by its current owner and enjoys stunning panoramic views across the Mijas countryside and down towards the Mediterranean coast. The main floor features a bright open-plan living and dining area with a fireplace, opening directly onto approximately 40 m2 of covered and open terraces. There is also an independent fully fitted kitchen, guest WC and an elegant staircase leading to the upper floor. Upstairs are three generously sized double bedrooms and two complete bathrooms. The lower level includes an additional en-suite bedroom with direct access to the private garden. Occupying only part of the basement, this floor offers excellent potential to create a fully self-contained one-bedroom apartment or an impressive summer kitchen and poolside entertaining area. Set on a substantial 2,170 m2 plot, the property also benefits from air conditioning, double glazing, marble flooring, ample parking and plenty of space to add a private swimming pool. Valtocado is a peaceful, established residential area in the hills above Mijas Pueblo, known for its natural surroundings, spacious properties and spectacular coastal and mountain views. It offers a tranquil countryside setting while remaining within easy reach of the whitewashed village of Mijas, with its traditional restaurants, shops and Andalusian charm. The beaches, golf courses and amenities of the Costa del Sol are also conveniently accessible, making this an ideal location for those seeking privacy without feeling isolated.
Apartment in Nueva Andalucia
Nueva Andalucia, Marbella
### Renovated 2-Bedroom Apartment in Pinos de Aloha, Next to Aloha College and Les Roches Elegant apartment of approximately **100 m2** located in Pinos de Aloha, one of the most sought-after areas of Nueva Andalucía, Marbella. The property is situated opposite **Aloha College** and next to the **Les Roches campus**, making it particularly attractive both as a home and as an investment, with strong potential rental demand from families, students and professionals. Located on the ground floor, the apartment has been completely renovated with a modern design and contemporary finishes. It features two en-suite bedrooms, a brand-new open-plan kitchen integrated with the bright living and dining area, and two private terraces overlooking the communal gardens. The development offers a communal swimming pool, landscaped gardens and communal parking with controlled access via an entrance barrier. A versatile property suitable as a permanent residence, second home or investment, offering different rental possibilities: student accommodation during the academic year, holiday rentals during the summer months or long-term rental throughout the year. The location provides excellent access to international schools, Les Roches, golf courses, Puerto Banús, beaches, restaurants and all kinds of amenities.
Apartment in Estepona
Estepona, Costa del Sol
Luxury Duplex Penthouse in the Heart of Estepona with a Private Rooftop Solarium and Sea Views and just 400m from the beach! Imagine starting your day with breakfast overlooking the Mediterranean Sea, spending your afternoons relaxing by the pool surrounded by lush gardens, and ending your evenings watching the sunset from your own private rooftop terrace. This exceptional lifestyle awaits you in this brand-new duplex penthouse, located within one of the most sought-after gated residential communities in the very heart of Estepona. Situated on the top floor of an elegant boutique development, this exclusive property offers two spacious bedrooms, two stylish bathrooms, and a bright open-plan living area that seamlessly extends onto a generous terrace. The true highlight, however, is the private rooftop solarium – the perfect place to sunbathe, entertain friends, enjoy a barbecue, or simply unwind in complete privacy under the Costa del Sol sunshine. From both terraces you can enjoy beautiful views of the Mediterranean Sea, the landscaped gardens, the swimming pools, Estepona’s charming town centre and the surrounding mountains, creating a truly unique setting. One of the greatest advantages of this residence is its exceptional collection of resort-style amenities, something rarely found in the centre of Estepona. Residents enjoy a large outdoor swimming pool for adults, a children’s pool, beautifully landscaped Mediterranean gardens, a fully equipped gym, a coworking space, a barbecue area and a children’s playground. The gated community offers privacy, security and a peaceful atmosphere throughout. And the best part? Despite enjoying all the comforts of a luxury resort, the beach and Estepona’s beautiful seafront promenade are just 400 metres away. Within a short walk you can also reach the picturesque Old Town, the marina, excellent restaurants, cafés, boutiques and all everyday amenities. Here, everything is within walking distance. Whether you are looking for a permanent residence, a luxurious holiday home or a smart investment, this penthouse is an outstanding opportunity. Thanks to its prime location and the strong demand for accommodation in central Estepona, it offers excellent potential for both short-term holiday rentals and long-term rentals, making it an attractive investment with strong future value. If you are looking for contemporary architecture, a private rooftop solarium, sea views, outstanding resort facilities and an unbeatable location just moments from the Mediterranean, this is one of the finest opportunities currently available in the centre of Estepona.
Apartment in El Chaparral
El Chaparral, Andalusia
Bright and recently refreshed apartment located in the established residential complex of Balcones de Chaparral, offering amazing panoramic views across the Mediterranean Sea and the surrounding communal gardens. The property features a spacious covered terrace, ideal for outdoor dining, relaxing and enjoying the open sea views throughout the year. The terrace is fitted with awnings and provides sufficient space for both a dining area and a comfortable lounge area. Inside, the apartment offers a practical layout with bright bedrooms, fitted wardrobes, a fully equipped independent kitchen and well-maintained bathrooms. Marble flooring and wooden interior details retain the property’s characteristic Mediterranean style, while the recent refresh gives the apartment a clean and welcoming appearance. The property is presented in good condition and is ready for immediate use as a permanent residence, holiday home or rental investment. Balcones de Chaparral is a peaceful residential community situated close to the coast, beaches, golf courses and local amenities. La Cala de Mijas and Fuengirola can both be reached within a short drive.
Apartment in Marbella
Marbella, Costa del Sol
Great Investment to refurbish and short term rental in the sought after Elviria beach area. Southwest facing well appointed 2 bedroom / 1 bathroom apartment for sale in the gated urbanization in Costabella, Las Chapas, Marbella East. The property is conveniently accessed from the entrance by lift to the 3rd floor and is distributed as follows: Entrance door into hallway, lounge / diner with access out to a sunny southwest facing terrace with pleasant views, separate fully fitted kitchen, separate corridor to the bedrooms that share an elegant bathroom with underfloor heating. Outside private parking space for 1 car and well maintained community gardens enjoying a large swimming pool with BBQ area. Urbanization also has a private tennis court. Ideally situated within a short walk to the beach with its lovely chiringuitos. Within a 3 minute walk to the Supercor supermarket, bus stop (to Marbella or Malaga), and also within walking distance to International schools, Paddel club and various cafes. For golf lovers, only a 5 minute drive to Marbella Golf course and only a 10 minute drive to Marbella and 30 minutes to Malaga international airport. Sold fully furnished!
Apartment in El Paraiso
El Paraiso, Andalusia
Beautifully refurbished duplex apartment, finished to an exceptional standard with impeccable attention to detail. Ready to move into, this stunning home offers spacious, light-filled interiors and a perfect south-facing orientation. The property features two generous terraces on different levels, creating wonderful outdoor living spaces with breathtaking sea views, as well as lovely views over the beautifully maintained communal gardens and swimming pool. Ideally located close to prestigious golf courses, it combines style, comfort, and an enviable lifestyle. Designed to maximize natural light throughout, the open and airy layout provides an inviting atmosphere, while the high-quality finishes and elegant design make this home truly stand out. Additional features include private parking directly outside the front door for two cars, double glazing, air conditioning, and a charming fireplace, ensuring year-round comfort. Whether as a permanent residence, a holiday home, or an investment, this exceptional duplex offers contemporary living in one of the most desirable settings.
Apartment in Nueva Andalucia
Nueva Andalucia, Marbella
Discover this elegant, fully renovated 3-bedroom, 2-bathroom apartment located in an exclusive residential community in the heart of Nueva Andalucía’s Golf Valley. Its excellent location, just a few minutes’ walk from Puerto Banús, allows you to enjoy the beach, restaurants, shops, supermarkets, and all amenities without needing to use a car. The apartment is move-in ready and comes fully furnished, making it a superb option as a primary residence, second home, or investment, as the community allows short-term rentals and the apartment has a valid rental license. The development offers 24-hour security, well-maintained tropical gardens, three swimming pools—one of which is heated and another is a children’s pool—as well as a peaceful and meticulously maintained setting. The terrace, with its mountain views, enjoys the morning sun and pleasant temperatures throughout the rest of the day. An ideal opportunity for those seeking a high quality of life in one of Marbella’s most sought-after areas, surrounded by prestigious golf courses and just minutes from the coast.
Apartment in Sitio de Calahonda
Sitio de Calahonda, Andalusia
2-Bedroom Apartment in Calahonda, Mijas Costa Located in the sought-after urbanisation of Calahonda in Mijas, this bright and well-maintained 2-bedroom apartment offers the perfect blend of comfort, convenience, and Mediterranean lifestyle. The property features a spacious living and dining area with direct access to a private terrace — ideal for al fresco dining or relaxing while enjoying the peaceful surroundings. The fitted kitchen is both practical and stylish, with ample storage and workspace. There are two generous double bedrooms with built-in wardrobes, including a master bedroom with en-suite bathroom. A second bathroom serves guests and the second bedroom. Set within a well-established community, residents enjoy beautifully maintained gardens and access to a communal swimming pool. The apartment is ideally positioned close to local amenities, restaurants, golf courses, and the beach, making it perfect as a permanent residence, holiday home, or investment opportunity. Just a short drive from Marbella and Fuengirola, and approximately 30 minutes from Málaga-Costa del Sol Airport, this property offers excellent accessibility while maintaining a tranquil setting.
House in Mijas Costa
Mijas Costa, Costa del Sol
Introducing a remarkable new off-plan development of contemporary semi-detached houses in Riviera del Sol, Mijas, with views over the mediterranean. The 3 and 4 bedroom homes each have a built area of 120m2-145m2, distributed over 2 floors, together with a garden and the option to add a private pool. Each home has been designed with quality and comfort in mind, and the outdoor space is ideal for enjoying the Costa del Sol’s magnificent climate.. The communal areas include a saline chlorination pool, gymnasium, co-working area, and landscaped garden areas. The build specifications, amenities and location make these semi-detached houses excellent value for money. The houses are superbly located on a hillside overlooking the mediterranean. All facilities are in close proximity, including good access to the highway, beautiful beaches, international schools, fine dining, golf courses and the lively cosmopolitan towns of La Cala de Mijas and Calahonda. It is a private and peaceful place to live, close to all the fun that the Costa del Sol has to offer, but not in the middle of it. Riviera del Sol is ideally located midway between the popular resort towns of Fuengirola and Marbella. Fuengirola is just a 10 minute drive away and enjoys a wide range of facilities, great beaches, the Mijas Aqua Park, multi-screen cinemas and the Parque Miramar Shopping Centre. The upmarket resort of Marbella and the popular La Cañada shopping centre is a short 15 minute drive away in the opposite direction.
Villa in Estepona
Estepona, Costa del Sol
Fantastic villa just 5 minutes from the centre of Estepona, with panoramic views of the sea and the city. A villa with stunning views of the Mediterranean. 6 bedrooms, ample parking space, ready to move into, swimming pool, panoramic viewpoint, large porches and terraces, fireplace, hot and cold air conditioning, fruit trees, etc… Detached Villa, Estepona, Costa del Sol. 6 Bedrooms, 4 Bathrooms, Built 400 m2, Terrace 250 m2, Garden/Plot 3590 m2. Setting : Close To Port, Close To Town, Close To Schools, Urbanisation. Orientation : South East, South, South West. Condition : Excellent. Pool : Private. Climate Control : Air Conditioning, Hot A/C, Cold A/C, Fireplace. Views : Sea, Mountain, Panoramic, Urban. Features : Covered Terrace, Fitted Wardrobes, Near Transport, Private Terrace, Satellite TV, WiFi, Storage Room, Utility Room, Ensuite Bathroom, Access for people with reduced mobility, Barbeque, Double Glazing, Fiber Optic. Furniture : Fully Furnished. Kitchen : Fully Fitted. Garden : Private, Easy Maintenance. Security : Gated Complex, Alarm System. Parking : Garage, Private. Utilities : Electricity, Drinkable Water, Telephone. Category : Bargain, Cheap, Holiday Homes, Investment, Luxury, Reduced, Contemporary.
Apartment in Nueva Andalucia
Nueva Andalucia, Marbella
Great Investment Opportunity in Nueva Andalucía Spacious 3-bedroom, 2-bathroom apartment with an included private parking space and a spectacular terrace, located in one of the most sought-after areas of Nueva Andalucía. Its greatest appeal lies in the combination of its prime location, generous size, and outstanding renovation potential, making it an excellent opportunity for both investors and private buyers looking to create their dream home. In addition, the property comes with a tourist rental licence, a highly valuable feature that allows you to generate excellent returns through short-term holiday rentals from day one. Prime Location You can walk to: Puerto Banús The beach Gym Restaurants and cafés Supermarkets All essential amenities No car is needed. Layout 3 spacious bedrooms with double built-in wardrobes Master bedroom with en-suite bathroom Second full bathroom Separate fully fitted kitchen with dining area Independent utility/laundry room Spacious living and dining room Large terrace Private parking space included in the price
Penthouse in El Paraiso
El Paraiso, Andalusia
Located in the gated urbanisation Atalaya Green in El Paraiso, this bright and well-presented 2-bedroom, 2-bathroom penthouse offers comfort, privacy, and excellent rental potential. The property features a spacious solarium with 360° views, sea views from the living room and master bedroom, and mountain views from the back bedroom and kitchen. Its interiors are filled with natural light and ready to move in. Set close to supermarkets, commercial centers, a 5-minute drive to Puerto Banús, and 10 minutes to Estepona, this penthouse is ideal as a vacation home or rental investment, combining lifestyle appeal with strong investment potential. Additional features include underground parking, adding convenience and value. (Please Note: Interior images have been virtually staged. This property is sold unfurnished and the visuals are for inspiration only.)
House in Mijas
Mijas, Mijas Costa
Welcome to this spacious and stylish townhouse for sale in the heart of La Cala Golf—one of the most scenic and sought-after areas on the Costa del Sol. Surrounded by nature and enjoying panoramic views over the golf course, this property offers the perfect blend of comfort, privacy, and convenience. With a generous living area of 220 m2, the home features 3 bright and spacious bedrooms, 3 full bathrooms, a guest toilet, and a cozy living room with fireplace—perfect for relaxing evenings. The modern, fully equipped kitchen opens to several terraces and balconies, all offering beautiful open views. A charming private garden of 20 m2 provides a tranquil outdoor retreat, while the gated residential complex boasts two swimming pools and lush communal gardens. Highlights include: – Breathtaking views over the golf course – Prime location just 5-10 minutes from spa hotels, international schools, shops, and restaurants – Easy access to the beach and main transport links – Ideal as a permanent home or high-potential investment for holiday rentals This is a unique opportunity to own a home in one of Mijas’ most exclusive enclaves. Don’t miss it!
Villa in Mijas Costa
Mijas Costa, Costa del Sol
Villa with Mediterranean Soul and Sea Views in Valtocado Some properties are described through square metres, while others are understood the moment you imagine what it would feel like to live there. This home in Valtocado, Mijas, clearly belongs to the second category. Surrounded by nature, mountains and peace, the property offers that increasingly sought-after feeling of privacy, outdoor space and open sea views, while still being within easy reach of the Costa del Sol lifestyle. The ground floor is fully finished and features 2 bedrooms and 2 bathrooms, a rustic kitchen with Andalusian charm, wooden finishes, terracotta-coloured ceramic floors and a cosy living room with fireplace. It is a warm, honest home with character; the kind of place that invites you to slow down, open the windows and feel time move differently. The outdoor area is, without doubt, one of its greatest privileges. The terrace, barbecue area and private swimming pool create the perfect setting for sunny breakfasts, lunches with friends or peaceful afternoons enjoying the views. From here, the landscape opens out towards the mountains and the Mediterranean, creating a constant visual connection with the surroundings. The property also includes covered parking/garage, gardens and several outdoor areas that add functionality, privacy and year-round enjoyment. But perhaps the most interesting feature is its potential: the upper floor is currently unfinished, allowing the future owner to design it according to their needs. It could become a second independent home, an extension of the main house, a guest area, a private studio or a space with strong future value. An ideal property for those looking for a home with both present comfort and future potential: ready to enjoy from day one on the ground floor, yet offering real scope to grow, personalise and add value. In Valtocado, with sea views, a private pool and expansion potential, this home does not simply offer a place to live: it offers a calmer, more spacious and more authentic way of living.

Spain
Find properties for sale in Spain with Your Overseas Home. Apartments in cities and coastal regions often start from around €120,000 to €300,000, while villas on the Costa del Sol, Costa Blanca, or Balearic Islands typically range from €300,000 to over €2M. With a choice of city apartments, golf villas, and beachside homes, Spain remains Europe’s most popular destination for overseas buyers.
Why buy property in Spain
Spain offers year-round sunshine, beaches, and a relaxed Mediterranean lifestyle. Apartments are available from around €120,000, while villas in prime areas range from €300,000 to €2M+. Popular regions such as the Costa del Sol, Costa Blanca, Alicante, and Marbella combine lifestyle appeal with strong rental demand, making Spain one of the best places to own property abroad.
Frequently asked questions about buying property in Spain
What is the average price of an apartment in Spain?
For more information on how to buy in Spain download our guide.
What is the average price of 2 - 3 bedroom property in Spain?
What is the price difference between 2 and 3 bedroom properties in Spain?
How many properties under €100,000 are there in Spain?
What can I buy in Spain for my budget of €100,000?
What can I buy in Spain for my budget of €300,000?
What can I buy in Spain for my budget of €500,000?
How many properties have a pool in Spain?
Can non-residents get a mortgage in Spain?
Often yes—many Spanish banks lend to non-residents, typically based on income, age, credit profile, and the property valuation. Non-resident mortgages commonly require more documentation (proof of income, tax returns, bank statements, ID) and may offer a lower loan-to-value than resident mortgages.
Expect the bank to commission an official valuation and to review the property’s legal status before final approval. If speed matters, get a mortgage assessment early and coordinate timelines with your lawyer so the financing conditions match the purchase contract dates.
We recommend speaking with a mortgage broker to understand the application process and get access to the latest mortgage deals in Spain.
What is the property buying process in Spain?
A typical Spain purchase follows:
(1) offer accepted,
(2) reservation agreement and deposit,
(3) legal due diligence (Land Registry checks via nota simple, debts, planning/licences, community fees),
(4) private contract (often “arras”) with a larger deposit,
(5) completion at the Notary where funds are transferred and the escritura is signed, and
(6) registration at the Registro de la Propiedad.
You should avoid paying significant deposits before a lawyer confirms title, charges, and planning status—especially for rural homes or properties with extensions.
Download Spain Buying Guide to learn more about the process from start to finish.