Properties for sale in Costa Blanca, Spain
Showing 1–20 of 17,835
Apartment in Torrevieja
Torrevieja, Costa Blanca
✨ Fantastic opportunity in the centre of Torrevieja! Just a short walk from the beach, this spacious apartment is perfect as a permanent home, holiday getaway or investment. 🌴☀️ 🛏️ It features 3 bedrooms, including one double bedroom and two single bedrooms, making it ideal for families or guests. 🛁 The property offers 2 full bathrooms for added comfort. 🍽️ The kitchen includes a separate utility/laundry area. 🏢 The building has a lift and a large communal rooftop terrace where you can relax and enjoy the sunshine. 🔨 The apartment has great renovation potential, while still being ready to move into immediately. 📍 Located in the very centre of Torrevieja, close to supermarkets, restaurants, cafés, shops, public transport and all essential services. 💙 A property full of possibilities, ideal as a permanent residence, holiday home or investment opportunity. Contact us for more information!
Apartment in Torrevieja
Torrevieja, Costa Blanca
Discover this spectacular renovated apartment located in the charming city of Torrevieja. With a built area of 79 m2, this property presents an excellent option for those seeking comfort and modernity. The apartment features three double bedrooms ideal for families or groups wanting to enjoy space without compromising on comfort. Additionally, it has two fully equipped bathrooms that ensure privacy and functionality. The northwest orientation allows you to make the most of the daylight hours with natural light for a large part of the day. One of the main attractions is its all-exterior design, which brings brightness to all its interior spaces. Located close to essential services such as supermarkets, restaurants, and recreational areas; it is also just a few minutes away from beautiful beaches that characterize the Mediterranean coastline. This property not only represents an ideal place to reside but can also be a strategic investment given its constant tourist appeal. Don't miss the unique opportunity to acquire this magnificent property in one of the most sought-after destinations in southern Spain.
Villa in Algorfa
Algorfa, Costa Blanca
Semi-detached bungalow with solarium for sale in Algorfa | Paradise Golf We proudly present this modern semi-detached bungalow in the popular Paradise Golf residential complex in Algorfa, on the Costa Blanca South. This stylish home offers a perfect combination of comfort, space, and an excellent location, ideal as a permanent residence, holiday home, or investment. The house has a living area of 106 m2 and is spread over two floors. You have three spacious bedrooms with built-in wardrobes and two complete bathrooms at your disposal, making the home suitable for both families and couples looking for extra space. Outside, you can fully enjoy the delightful Mediterranean climate. The bungalow features a beautifully landscaped garden of 63 m2 and a spacious solarium of 21.14 m2 , where you can relax under the Spanish sun all year round. Additionally, residents have access to the communal swimming pool , a lovely place to cool off and enjoy the peaceful atmosphere within the residential complex. Located in the popular Paradise Golf, you are a short distance from La Finca Golf Resort , various shops, restaurants, supermarkets, and other daily amenities. The beautiful beaches of the Costa Blanca and Alicante Airport are also easily accessible. Key features Semi-detached bungalow Located in Paradise Golf, Algorfa Living area: 106 m2 Garden of 63 m2 Solarium of 21.14 m2 3 bedrooms with built-in wardrobes 2 complete bathrooms Two floors Access to a communal swimming pool Close to golf courses, amenities, and the coast Are you looking for a modern home in a quiet and green area, with golf, nature, and all amenities within easy reach? Then please contact us without obligation. We will personally guide you through the entire purchasing process and are happy to help you find your dream home on the Costa Blanca.
Apartment in Torrevieja
Torrevieja, Costa Blanca
Wake up to sunshine, step out into your garden, and enjoy the relaxed Mediterranean lifestyle in this beautifully positioned ground floor apartment on the outskirts of Torrevieja. Offering the perfect blend of comfort, convenience, and exceptional communal facilities, this is a home designed for effortless living all year round. With 71 m2 of thoughtfully designed living space, the apartment features two generous bedrooms and two modern bathrooms (one is ensuite in the master bedroom), making it ideal as a permanent residence, holiday retreat, or investment property. The bright, south-facing orientation floods the interior with natural light, creating a warm and welcoming atmosphere throughout the day. One of the property's standout features is its enviable location overlooking the stunning communal pool area. Just a few steps from your door, you'll have access to beautifully landscaped gardens, two inviting swimming pools, tranquil seating areas, and a traditional petanca (boules) court—all designed to encourage a relaxed, outdoor lifestyle under the Spanish sun. To the front of the apartment, a 28 m2 private garden and parking area provides the perfect setting for al fresco breakfasts, afternoon sunbathing, evening drinks with friends, or simply enjoying your own peaceful outdoor space. The home is equipped with ducted air conditioning throughout, ensuring year-round comfort, and is offered partially furnished, complete with the main kitchen appliances, allowing you to settle in with ease. Ideally located on the outskirts of vibrant Torrevieja, you'll enjoy the best of both worlds: a peaceful residential setting while remaining just minutes from golden beaches, golf courses, shopping centres, restaurants, cafés, and all the amenities this popular Costa Blanca destination has to offer. Whether you're searching for a sun-soaked holiday escape, a comfortable full-time home, or a fantastic rental investment, this delightful apartment offers an exceptional opportunity to embrace the Mediterranean lifestyle in one of the area's most desirable communities.
Villa in Altea
Altea, Costa Blanca
LUXURY NEW BUILD VILLA IN ALTEA HILLS New Build Luxury Villa located in Altea Hills. Villa under construction in Altea Hills with 24-hour surveillance with panoramic sea views. Villa distributed over three floors with a total of 3 bedrooms, 3 bathrooms, guest toilet, spacious living-dining room and designer kitchen equipped. In the basement there is a garage for two cars and entrance to the house. Villa build on the plot of 836.26 m2 with 100% privacy, landscaped with bbq. Altea is one of the most charming villages on the Costa Blanca. It also holds the official title of Cultural Capital of the Valencian Community. Altea has a privileged location with both sea and beach, as well as mountain and river. Altea has more than 8 km of coastline, alternating cliffs and small coves with stretches of beach on flat terrain. Alicante airport located 50 minutes drive away and Valencia airport is 1,5hour drive away. 1023
Villa in Dehesa de Campoamor
Dehesa de Campoamor, Orihuela
Beautiful house in Residencial La Concha Located in the sought-after Residencial La Concha, this charming and well-maintained triplex offers comfort, space, and a bright Mediterranean lifestyle. The property features 2 bedrooms, an independent kitchen with utility gallery, 1 full bathroom and 1 guest toilet. With 70m2 of living space, it provides an ideal layout for both permanent living and holiday use. On the ground floor, you will find a cozy covered porch, perfect for enjoying the climate all year round. The home also boasts a private 20m2 solarium, ideal for sunbathing or relaxing, as well as a 20m2 front garden terrace. The property is sold fully furnished and equipped, ready to move into or rent out immediately. Residents also benefit from access to a lovely communal swimming pool, offering a refreshing retreat on warm days. Built in 2003, the home remains in excellent condition. Annual costs include an IBI of €233.46 and community fees of just €360 per year. A fantastic opportunity for anyone looking for a comfortable, low-maintenance home within a quiet and well-kept residential complex, close to all essential amenities.
Villa in San Miguel de Salinas
San Miguel de Salinas, Costa Blanca
San Miguel De Salinas 3 bed 2 bath Villa with private swimming pool for sale located in Lake View Mansions Beautifully presented detached villa with private pool, located on the sought-after Lake View Mansions development, ideally positioned between the charming villages of San Miguel de Salinas and Torremendo. This stylish home offers a wonderful blend of contemporary living and outdoor Mediterranean lifestyle. The beautifully designed exterior features a stunning Ibiza-inspired lounge and bar area with ample seating, creating the perfect space for relaxing, entertaining, or al fresco dining beside the private pool. Inside, the property boasts a spacious open-plan living area with a modern fitted kitchen, complemented by a large central island that forms the heart of the home. Two well-proportioned bedrooms are served by a contemporary family bathroom finished to a high standard. An internal staircase leads to the lower level, where you’ll find a versatile room currently used as an office and utility area. Beyond this is an impressive principal bedroom featuring fitted wardrobes and a luxurious en-suite bathroom complete with a striking freestanding bath. Completing this exceptional property is a fabulous rooftop solarium with a hot tub, offering panoramic countryside views. The scenery is simply breathtaking, providing the perfect setting to unwind and enjoy spectacular sunsets. This unique villa is ideal as a permanent residence, holiday home, or investment property, combining stylish interiors with exceptional outdoor living in a peaceful yet convenient location.
Villa in Villamartin
Villamartin, Orihuela
Villamartin 3 bed 3 bath Villa for sale with private pool & roof top solarium, located close to El Galan CC for amenities and bus service to Orihuela beaches and Zenia boulevard shopping complex. This beautifully reformed detached villa is located in the sought-after area of El Galán, Villamartín, offering stylish accommodation, generous outdoor space, and a peaceful setting. The property boasts a well-presented garden with a private swimming pool, along with several terraces that provide the perfect spaces for relaxing, entertaining, and outdoor dining. Inside, the villa features a spacious and bright living and dining area with direct access to a large terrace, creating an ideal indoor-outdoor living environment. There is also a separate fully fitted kitchen and a convenient guest WC on the main level. A staircase leads to the impressive rooftop solarium, where you can enjoy distant sea views and sunshine throughout the day. The lower level comprises three spacious bedrooms. The master bedroom benefits from an en-suite bathroom and direct access to the pool area. Two additional bedrooms share a modern family bathroom, making the layout ideal for both family living and visiting guests. Additional features include solar power, a private swimming pool, and a quiet residential location. The property has been fully renovated throughout and is presented in excellent condition, ready to move into and enjoy.
Villa in Villamartin
Villamartin, Orihuela
Villamartin 4 bed 2 bath villa for sale has independent ground floor apartment, although there is no pool it is possible to build one.Located close to El Galan CC for amenities. Spacious 4-Bedroom Detached Villa in El Galan, Villamartin Discover the perfect blend of comfort and versatility in this 4-bedroom, 2-bathroom detached villa, situated in the desirable El Galan area of Villamartin. Unique Layout: Main floor: Front porch, lounge, kitchen, 2 bedrooms sharing a modern family-sized bathroom Downstairs: Another lounge with kitchen, 2 bedrooms, and bathroom, providing separate accommodations or perfect for multi-generational living Key Features: 4 spacious bedrooms, each with ample storage and natural light 1 modern bathrooms 2 lounges and 2 kitchens, offering flexibility and independence Large roof solarium, providing stunning views and a perfect spot to relax Plot Potential: Ample space to add a private pool, just like neighboring properties Mature plot, perfect for outdoor living and entertaining Ideal for: Multi-generational families, seeking separate living areas Investors, interested in a property with rental potential Individuals, looking for a spacious and versatile villa with room for expansion
Apartment in San Miguel de Salinas
San Miguel de Salinas, Costa Blanca
San Miguel de Salinas Modern 2 bed 2 bath apartment for sale with south facing terrace & secure parking space is included, location is ideal on the edge of town just 10 mins walk to amenities. Welcome to a modern, newly built apartment in the popular Paradise Resort in San Miguel de Salinas. The property, completed in 2025, offers stylish design, quality materials and an attractive area. The apartment has a built area of 91.45 m2 and consists of two spacious bedrooms and two tastefully decorated bathrooms. Large windows provide generous light and create a bright and pleasant atmosphere. The open plan between the kitchen and living room contributes to an airy feeling, with direct access to a generous south-facing terrace - perfect for enjoying the sun most of the day. The property is located on the fourth floor and offers a pleasant view without direct visibility. There is a lift from both the ground floor and the garage. Private garage space is included for extra convenience. The area is known for its first-class golf courses, where Las Colinas Golf & Country Club and Real Club de Golf Campoamor are within a short drive. With a short drive you can also reach Torrevieja's well-known pink salt lake, which contributes to the area's unique nature and environment. Services such as international schools, shops, restaurants and grocery stores are within a few minutes' drive, and the popular beaches of La Zenia can be reached in approximately 10-15 minutes. The property is perfect for those looking for a modern holiday home, a permanent home or an attractive investment in a sought-after area.
Apartment in Dehesa de Campoamor
Dehesa de Campoamor, Orihuela
Lomas De Cabo Roig modern 2 bed 2 bath apartment for sale in gated community with swimming pool, secure underground parking and walable distance to the commercial centre for amenities, supermarket & bus route to beaches. If you're looking for comfort, elegance, and a prime location on the Costa Blanca, this apartment in Lomas de Cabo Roig is just what you need. Located in a high-end residential area, surrounded by perfectly maintained green areas, this home offers quality of life and tranquility in a modern and welcoming setting. ✨ Spaces designed for your well-being This apartment has been designed to offer functionality and comfort in every corner. With two spacious and bright bedrooms and two fully equipped bathrooms, it's ideal for year-round living or for a carefree vacation. The modern open-plan kitchen connects to a practical interior patio, perfect for a laundry or storage area. The spacious living-dining room, with excellent natural light, provides direct access to a cozy terrace, ideal for breakfast in the sun, al fresco dinners, or simply relaxing at the end of the day A setting that has it all Located in a high-end gated community, you'll enjoy a communal pool, garden areas, and perfectly maintained common spaces, designed for relaxing and enjoying the Mediterranean climate year-round. It also has an underground parking space, an added value that guarantees comfort and security for your vehicle. Strategic location Lomas de Cabo Roig is a rapidly expanding area, well-connected and with easy access to the best beaches of Orihuela Costa, golf courses, shopping centers, restaurants, and all the necessary services for daily life. Don't miss this opportunity! An apartment like this isn't found every day: top location, luxury development, parking space, terrace, and everything you need to live or invest with complete security.
Apartment in Dehesa de Campoamor
Dehesa de Campoamor, Orihuela
Discover this brand-new ground-floor apartment, located in the exclusive Sea Garden residential complex in Dehesa de Campoamor, Orihuela Costa.~~The property is sold unfurnished and features a spacious private terrace, ideal for enjoying the pleasant Mediterranean climate throughout the year. It also includes an underground parking space and a practical storage room.~~Sea Garden offers excellent communal facilities designed for residents' comfort, well-being and leisure, including a communal swimming pool, a spa area with a heated indoor pool, a gym, a social club and a communal rooftop solarium with beautiful sea views.~~Its excellent location provides easy access to La Glea Beach, approximately 900 metres away, as well as Campoamor Marina and other nearby beaches such as Barranco Rubio. Supermarkets, restaurants, pharmacies and a wide range of services can also be found nearby.~~An excellent opportunity to acquire a brand-new property in Dehesa de Campoamor, perfect as a permanent residence, a holiday home by the sea or a property investment in one of the most sought-after areas of Orihuela Costa.~~Property Transfer Tax (ITP) is not included in the price.
Villa in Villamartin
Villamartin, Orihuela
The property is spread over two floors and features a private front and back garden, as well as a spacious solarium of approximately 36 m2 on the upper floor, which is partially covered and fitted with lighting and a water connection. On the ground floor there is a bright living-dining room with a fireplace, an open-plan kitchen with cupboards, granite worktops and appliances, a fully fitted bathroom and two spacious bedrooms with fitted wardrobes. The property is being sold fully furnished and is ready to move into. It is fitted with air conditioning (split system) in the living room, ceiling fans in the bedrooms and central heating with radiators powered by a gas boiler (currently not connected). Situated in a quiet residential complex with well-maintained communal gardens and two swimming pools, one of which is directly opposite the back garden. Excellent location, just a 10-minute drive from the beaches of La Zenia and Cabo Roig, and surrounded by golf courses such as Villamartín Golf, Las Ramblas Golf and Real Club de Golf Campoamor. Close to Zenia Boulevard and with good links to the N-332 and AP-7.
Apartment in Algorfa
Algorfa, Costa Blanca
For sale: Spacious two-bedroom, two-bathroom apartment located on the ground floor in the sought-after area of Algorfa, La Finca Golf. With an interior space of 60 m2, this home is fully furnished and ready to welcome its new owners. The bright and airy living area opens to a south-facing terrace, offering plenty of natural light throughout the day. Both bedrooms are generously sized, and each bathroom is modern and well-maintained. The kitchen comes fully equipped, making this property ideal for either full-time living or as a comfortable holiday retreat. Built in 2006, the apartment is in excellent condition and offers a practical layout that maximizes space. Algorfa, particularly the La Finca Golf area, is known for its quiet atmosphere and beautiful landscapes. The community is popular for its excellent golf facilities, attractive communal areas, and easy access to amenities such as restaurants, shops, and leisure activities. The location offers a relaxed lifestyle, perfect for golf lovers or those seeking peace and comfort close to nature. Do not miss this opportunity to own a charming property in one of the most desirable areas. Contact us today for more information or to arrange a viewing.
Villa in Algorfa
Algorfa, Costa Blanca
This ultra modern detached villa, built in 2024, offers stylish living with generous proportions and high-quality finishes. With an internal space of 200 m2, the home is designed for comfort and flexibility, making it ideal for families and those who enjoy spacious living. The property features five well-sized bedrooms and four contemporary bathrooms, ensuring privacy and convenience for all occupants. The villa includes a bright, south-facing living space that brings in plenty of natural light, creating a warm and welcoming atmosphere. The layout also features a useful basement, providing extra space for a variety of needs such as storage, a gym, or a playroom. Step outside to discover your private swimming pool, perfect for relaxing afternoons or entertaining guests. The optional furnishing package makes it easy to move in and start enjoying your new home right away. The villa is situated close to local amenities, giving you easy access to shops, cafes, and daily essentials. Extra's include: Solar Panels, outdoor kitchen, salt water pool, 2x electric sun awnings outside This beautifully presented resale property is a rare opportunity for modern living. Book a viewing today to experience all this villa has to offer.
Apartment in Algorfa
Algorfa, Costa Blanca
La Finca Golf Algorfa, Residencial Mar Egeo.. . Penthouse with private solarium. 91 m2 property featuring 3 bedrooms (1 en-suite) and 2 bathrooms. Spacious living-dining room with an island kitchen and a utility room. It boasts a large 24 m2 terrace and an 88 m2 solarium with a shower and pre-installation for a jacuzzi. Sold fully furnished with ducted air conditioning and a garage space. The residential complex includes extensive green areas and a beautiful communal pool.
Apartment in Torrevieja
Torrevieja, Costa Blanca
For sale: a cozy 2-bedroom, 1-bathroom apartment located on the first floor of a building with an elevator—ideal as a primary residence, a holiday home, or a rental investment. The property features a bright living-dining area with air conditioning, a fully equipped kitchen, and a pleasant terrace perfect for enjoying the Costa Blanca's excellent climate. It is sold fully furnished and equipped, ready for immediate occupancy. Its south-facing orientation ensures plenty of natural light all year round. Additionally, the building offers accessibility features for people with reduced mobility, ensuring convenience for everyone. A major highlight is the absence of buildings directly opposite, providing greater privacy and unobstructed views. Furthermore, a park is planned for the area in front of the building—an added value that will enhance the surroundings and the local quality of life. Located just 1 km from Torrevieja's beaches, the apartment is within walking distance of supermarkets, shops, restaurants, health centers, pharmacies, and all essential services. This is an excellent opportunity to live centrally—close to the sea and with every convenience—or to invest in one of the Costa Blanca's most sought-after areas. An optional parking space with a storage unit is available just three streets away.
Villa in Villamartin
Villamartin, Orihuela
Positioned in the sought-after residential area of Blue Lagoon, Villamartín, this beautifully presented detached villa combines modern comfort, versatile living space, and stunning sea views, making it an ideal permanent residence, holiday home, or investment opportunity. The property offers two spacious bedrooms, complemented by an additional room on the ground floor that can easily be adapted to suit your lifestyle. Whether you require a home office, hobby room, pantry, or extra storage space, this flexible area provides endless possibilities. A convenient guest toilet is also located on the ground floor, while upstairs you'll find a stylish, modern family bathroom finished to a high standard. The bright and welcoming living areas flow effortlessly to the outdoor spaces, where you can relax and enjoy the Mediterranean climate all year round. The master bedroom opens onto a private terrace boasting beautiful sea views—the perfect place to enjoy your morning coffee or unwind as the sun sets. The elevated position of the villa also allows you to appreciate sea views from the ground floor, adding to the property's unique appeal. Outside, the villa benefits from a private driveway, providing secure off-road parking, along with low-maintenance outdoor areas ideal for entertaining, dining, or simply soaking up the Costa Blanca sunshine. Located just minutes from renowned golf courses, beautiful beaches, shopping centres, restaurants, and all essential amenities, this charming home offers the perfect balance of tranquillity and convenience. A fantastic opportunity to own a detached villa with flexible accommodation, breathtaking views, and an enviable location in one of Villamartín's most popular neighbourhoods.
Apartment in Villajoyosa
Villajoyosa, Costa Blanca
NEW BUILD APARTMENTS IN THE CENTRE OF VILLAJOYOSA New Build development of apartments in the heart of the Villajoyosa close to all services. Modern apartments with 1, 2 and 3 bedrooms, open plan kitchen with living area, build-in wardrobes, terraces, domotic system, air conditioning, all with storage room included, elevator, social club, community solarium with the gym. Some properties has a sea view and with parking included. Modern apartment to enjoy the convenience of being in the centre of everything. Vilajoyosa, lively and colourful streets, with the aroma of chocolate and a Mediterranean flavour. Immerse yourself in the history of this picturesque seaside town by exploring its charming old town, where the cobbled streets and colourful fishermen's houses will transport you back in time. In addition to its rich cultural heritage, Villajoyosa offers an exquisite gastronomic experience. Let yourself be seduced by the aroma of chocolate and the Mediterranean flavours that fill its streets and restaurants. Villajoyosa is also known for its delicious Valor chocolate factory museum. Villajoyosa located 10 minutes drive from Benidorm and 30 minutes from Alicante airport.
Apartment in Torrevieja
Torrevieja, Costa Blanca
✨ Fantastic opportunity in the centre of Torrevieja! Just a short walk from the beach, this spacious apartment is perfect as a permanent home, holiday getaway or investment. ?☀️ ?️ It features 3 bedrooms, including one double bedroom and two single bedrooms, making it ideal for families or guests. ? The property offers 2 full bathrooms for added comfort. ?️ The kitchen includes a separate utility/laundry area. ? The building has a lift and a large communal rooftop terrace where you can relax and enjoy the sunshine. ? The apartment has great renovation potential, while still being ready to move into immediately. ? Located in the very centre of Torrevieja, close to supermarkets, restaurants, cafés, shops, public transport and all essential services. ? A property full of possibilities, ideal as a permanent residence, holiday home or investment opportunity. Contact us for more information!

Spain's Costa Blanca
Find properties for sale on the Costa Blanca with Your Overseas Home. Apartments in Alicante or Torrevieja often start from around €120,000 to €280,000, while villas in popular areas such as Altea, Javea, and Moraira typically range from €300,000 to over €800,000. With blue-flag beaches, golf resorts, and lively expat hubs, the Costa Blanca is one of Spain’s most popular regions for overseas buyers.
Find properties for sale on the Costa Blanca with Your Overseas Home. Apartments in Alicante or Torrevieja often start from around €120,000 to €280,000, while villas in popular areas such as Altea, Javea, and Moraira typically range from €300,000 to over €800,000. With blue-flag beaches, golf resorts, and lively expat hubs, the Costa Blanca is one of Spain’s most popular regions for overseas buyers.
Why buy property in Spain's Costa Blanca
The Costa Blanca combines value, lifestyle, and strong demand. Apartments are usually priced from €120,000, while villas start from €300,000 and can exceed €800,000 in prime coastal towns. With international airports, year-round sunshine, and a welcoming community, the Costa Blanca continues to attract buyers seeking both holiday homes and permanent residences in Spain.
Frequently asked questions about buying property in Costa Blanca
What is the average price of an apartment in Costa Blanca?
For more information on how to buy in Costa Blanca download our guide.
What is the average price of 2 - 3 bedroom property in Costa Blanca?
What is the price difference between 2 and 3 bedroom properties in Costa Blanca?
How many properties under €100,000 are there in Costa Blanca?
What can I buy in Costa Blanca for my budget of €100,000?
What can I buy in Costa Blanca for my budget of €300,000?
What can I buy in Costa Blanca for my budget of €500,000?
How many properties have a pool in Costa Blanca?
Can foreigners buy property on the Costa Blanca?
Yes—foreigners can buy on the Costa Blanca, including non-residents.
You’ll typically need an NIE, proof of funds, and lawyer-led due diligence before paying major deposits. The purchase completes at the Notary, followed by registration at the Land Registry.
For full buying process in Spain download our free Spain Buying Guide.
What are typical buyer costs on the Costa Blanca?
osts depend on whether the property is resale or new build. Resales commonly involve transfer tax (ITP); new builds commonly involve VAT/IVA plus AJD. Add legal, Notary, and Land Registry fees, and then plan for ongoing costs such as IBI, insurance, utilities, and community fees if applicable. For villas, include pool/garden upkeep in your annual budget.