BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Your Overseas Home - ECPv6.16.1//NONSGML v1.0//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-ORIGINAL-URL:https://www.youroverseashome.com
X-WR-CALDESC:Events for Your Overseas Home
REFRESH-INTERVAL;VALUE=DURATION:PT1H
X-Robots-Tag:noindex
X-PUBLISHED-TTL:PT1H
BEGIN:VTIMEZONE
TZID:Europe/London
BEGIN:DAYLIGHT
TZOFFSETFROM:+0000
TZOFFSETTO:+0100
TZNAME:BST
DTSTART:20250330T010000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:+0100
TZOFFSETTO:+0000
TZNAME:GMT
DTSTART:20251026T010000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:+0000
TZOFFSETTO:+0100
TZNAME:BST
DTSTART:20260329T010000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:+0100
TZOFFSETTO:+0000
TZNAME:GMT
DTSTART:20261025T010000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:+0000
TZOFFSETTO:+0100
TZNAME:BST
DTSTART:20270328T010000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:+0100
TZOFFSETTO:+0000
TZNAME:GMT
DTSTART:20271031T010000
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20260806T170000
DTEND;TZID=Europe/London:20260806T173000
DTSTAMP:20260911T094730
CREATED:20260703T153025Z
LAST-MODIFIED:20260703T153104Z
UID:10000637-1786035600-1786037400@www.youroverseashome.com
SUMMARY:Spain's proposed 100% property tax and all your other buying concerns answered
DESCRIPTION:You’ve heard the headline about Spain’s proposed 100% property transfer tax\, and now you’re not sure what to believe. Is it real? Does it apply to you? And what else might be waiting in the small print that nobody warned you about? \n\n\n\nIn this free\, 30-minute webinar\, a Your Overseas Home property expert will answer the questions buyers are actually asking about buying property in Spain\, from tax and legal costs to the concerns that keep coming up in conversations with our team. \n\n\n\nYou’ll come away knowing: \n\n\n\n\nWhat the 100% transfer tax is and why it won’t affect you the way the headlines suggest\n\n\n\nWhat taxes you will realistically pay when buying in Spain and how to calculate them\n\n\n\nThe costs beyond the purchase price that buyers consistently underestimate\n\n\n\nWhich legal protections exist for overseas buyers and how they work in practice\n\n\n\nThe regional differences that can affect your budget and your timeline\n\n\n\nCommon misconceptions about the Spanish buying process and what the reality looks like\n\n\n\nWhere buyers most often go wrong and how to avoid the same mistakes\n\n\n\n\nThere’ll also be time for your own questions.
URL:https://www.youroverseashome.com/event/webinar-spain-100-property-tax/
CATEGORIES:Spain
ATTACH;FMTTYPE=image/png:https://www.youroverseashome.com/cdn-cgi/imagedelivery/ydQrSxxeWMqiiuwLdb7wWg/www.youroverseashome.com/2026/06/Live-Webinar-YOH-1.png/w=9999
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20260819T160000
DTEND;TZID=Europe/London:20260819T163000
DTSTAMP:20260911T094730
CREATED:20260807T084806Z
LAST-MODIFIED:20260813T081133Z
UID:10000649-1787155200-1787157000@www.youroverseashome.com
SUMMARY:How much could you borrow to buy property in Spain?
DESCRIPTION:You’ve found the area\, you’ve had a couple of viewings and you’ve worked out what a UK lender would offer you. Then you speak to a Spanish bank and the figures they quote look nothing like what you’d planned for. \n\n\n\nIn this free\, 30-minute webinar\, a specialist mortgage adviser will walk you through how much you could realistically borrow to buy property in Spain. \n\n\n\nYou’ll come away knowing: \n\n\n\n\nHow much you can realistically borrow as a non-resident\, and what deposit to plan for\n\n\n\nHow Spanish loan-to-value limits compare with UK lending rules\n\n\n\nFixed versus variable rates\, and how to choose between them\n\n\n\nHow banks assess foreign income\, including pensions and self-employment\n\n\n\nThe documents you’ll need and how long approval typically takes\n\n\n\nHow currency movements can affect your repayments over time\n\n\n\nCommon reasons applications are delayed or declined\n\n\n\n\nThere’ll also be time for your own questions.
URL:https://www.youroverseashome.com/event/webinar-how-much-could-you-borrow-to-buy-property-in-spain/
CATEGORIES:Spain
ATTACH;FMTTYPE=image/png:https://www.youroverseashome.com/cdn-cgi/imagedelivery/ydQrSxxeWMqiiuwLdb7wWg/www.youroverseashome.com/2026/08/iAhorro-Live.png/w=9999
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20260826T160000
DTEND;TZID=Europe/London:20260826T163000
DTSTAMP:20260911T094730
CREATED:20260807T130743Z
LAST-MODIFIED:20260824T094148Z
UID:10000653-1787760000-1787761800@www.youroverseashome.com
SUMMARY:The legal and tax essentials of moving to Spain
DESCRIPTION:You’ve decided Spain is where you want to build your new life\, but between residency permits\, an NIE number and unfamiliar tax rules\, it isn’t always clear what you actually need to sort before and after you arrive. Miss a step and you could end up overpaying tax\, falling foul of residency requirements or untangling paperwork long after the move is done. \n\n\n\nIn this free\, 30-minute webinar\, a specialist adviser will walk you through the legal and tax essentials of relocating to Spain. \n\n\n\nYou’ll come away knowing: \n\n\n\n\nWhat residency status you’ll need\, and how it differs from simply owning a property\n\n\n\nThe paperwork to sort before you move\, including your NIE and padrón registration\n\n\n\nWhen you become a Spanish tax resident\, and what that means for your income\n\n\n\nHow Spain’s wealth tax and Modelo 720 reporting rules could affect you\n\n\n\nWhat the double taxation agreement between Spain and the UK actually covers\n\n\n\nHow Spanish inheritance law differs from the UK\, and why it matters early on\n\n\n\nCommon legal and tax mistakes people make in their first year living in Spain\n\n\n\n\nThere’ll also be time for your own questions.
URL:https://www.youroverseashome.com/event/webinar-legal-and-tax-essentials-moving-to-spain/
CATEGORIES:Spain
ATTACH;FMTTYPE=image/png:https://www.youroverseashome.com/cdn-cgi/imagedelivery/ydQrSxxeWMqiiuwLdb7wWg/www.youroverseashome.com/2026/07/Live-Webinar-Thumbnail-Perez-1.png/w=9999
END:VEVENT
END:VCALENDAR