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DTSTART;TZID=Europe/London:20260513T163000
DTEND;TZID=Europe/London:20260513T170000
DTSTAMP:20260710T052901
CREATED:20260424T134232Z
LAST-MODIFIED:20260424T134232Z
UID:10000599-1778689800-1778691600@www.youroverseashome.com
SUMMARY:Buying in northern France: Normandy or Brittany?
DESCRIPTION:Both Normandy and Brittany have a lot to offer overseas buyers – coastal scenery\, character properties and relatively easy access from the UK. But they’re very different places\, and choosing between them can feel like a shot in the dark without the right guidance. \n\n\n\nIn this free\, 30-minute webinar\, an expert estate agent from Agence Newton will walk you through both regions side by side\, helping you work out which one fits your plans\, your budget and your lifestyle. \n\n\n\nYou’ll come away knowing: \n\n\n\n\nThe key differences in climate\, culture and pace of life \n\n\n\nWhat your budget can realistically get you in each region\n\n\n\nThe property types on offer\, from coastal homes to countryside renovations\n\n\n\nTravel links from the UK – ferries\, trains and journey times \n\n\n\nRenovation considerations\, local regulations and running costs \n\n\n\nWhich region suits different goals: holiday home\, retirement or investment\n\n\n\n\nThere’s also time to put your own questions to the expert. \n\n\n\nAgence Newton is an independent\, bilingual agency with over 35 years of experience in French real estate. Founded by Dan Newton – the first British national to obtain a professional estate agent licence in Brittany – the agency specialises in character and heritage properties across northern and western France\, with a dedicated team of multilingual consultants who know the regions inside out.
URL:https://www.youroverseashome.com/event/webinar-buying-in-northern-france/
CATEGORIES:France
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BEGIN:VEVENT
DTSTART;TZID=Europe/London:20260514T150000
DTEND;TZID=Europe/London:20260514T153000
DTSTAMP:20260710T052901
CREATED:20260424T143033Z
LAST-MODIFIED:20260424T143033Z
UID:10000598-1778770800-1778772600@www.youroverseashome.com
SUMMARY:Can you get a Spanish mortgage? What overseas buyers need to know
DESCRIPTION:Getting a mortgage in Spain as an overseas buyer can feel daunting. Between foreign lending criteria\, unfamiliar banking processes and the added complexity of exchange rates\, it’s easy to feel unsure about where to start – or whether you’ll qualify at all. \n\n\n\nThis free\, 30-minute webinar cuts through the confusion. An expert mortgage adviser from The MHI Group will walk you through how the Spanish lending system works\, what banks look for in overseas applicants\, and how to approach financing whether you’re buying a holiday home\, planning a move\, or adding to an investment portfolio. \n\n\n\nIn this webinar\, you’ll learn about: \n\n\n\n\nHow much non-residents can typically borrow and what deposit levels to expect \n\n\n\nThe difference between resident and non-resident mortgage options \n\n\n\nFixed vs variable interest rates and how to choose \n\n\n\nThe application process\, documents required and typical timelines \n\n\n\nAdditional costs\, taxes and how currency fluctuations can affect your budget \n\n\n\nCommon pitfalls to avoid when financing property abroad\n\n\n\n\nThere’ll also be time for your own questions. \n\n\n\n \n\n\n\nThe MHI Group specialises in helping overseas buyers secure mortgage finance in Spain\, guiding international clients through every step of the lending process with clear\, practical advice.
URL:https://www.youroverseashome.com/event/can-you-get-a-spanish-mortgage-what-overseas-buyers-need-to-know/
CATEGORIES:Spain
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BEGIN:VEVENT
DTSTART;TZID=Europe/London:20260514T160000
DTEND;TZID=Europe/London:20260514T164500
DTSTAMP:20260710T052901
CREATED:20260402T133146Z
LAST-MODIFIED:20260416T101959Z
UID:10000593-1778774400-1778777100@www.youroverseashome.com
SUMMARY:Keep more of your money in France – wealth strategies for expats
DESCRIPTION:Managing your finances in a new country can feel like stepping into the unknown – especially in France\, where tax rules and investment options can be totally diufferent from what you’re used to. This 45-minute webinar is designed to bring clarity and help you make confident\, informed decisions from the outset. \n\n\n\nJoin independent financial adviser Remy Hart as he explains how to approach wealth management in France with a steady\, practical mindset. Whether you’re planning a move or have recently bought property\, this session will help you lay solid foundations for your financial future. \n\n\n\nIn this webinar\, we’ll cover: \n\n\n\n\nHow the French tax system affects your income\, assets and investments\n\n\n\nThe basics of structuring your wealth efficiently\n\n\n\nKey financial products in France\, including assurance vie\n\n\n\nCommon mistakes to avoid when managing money across borders\n\n\n\nYour own questions\, answered live\n\n\n\n\nRegistration is free\, so sign up today.
URL:https://www.youroverseashome.com/event/webinar-wealth-management-in-france-for-exapts/
CATEGORIES:France
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BEGIN:VEVENT
DTSTART;TZID=Europe/London:20260521T160000
DTEND;TZID=Europe/London:20260521T163000
DTSTAMP:20260710T052901
CREATED:20260424T134855Z
LAST-MODIFIED:20260522T100827Z
UID:10000600-1779379200-1779381000@www.youroverseashome.com
SUMMARY:What first-time buyers need to know about French property law
DESCRIPTION:Missed this one? The full recording is available to watch on YouTube – or read on for the key takeaways. \n\n\n\nFrench-qualified avocat Hervé Blatry from Tees Law joined us to break down the French property purchase process for first-time buyers. Here’s what we covered. \n\n\n\nThe role of the notaire\n\n\n\nOne of the biggest surprises for UK buyers is how central the notaire is to a French property transaction. Unlike a solicitor\, a notaire is a state-appointed public official – they don’t represent either party\, but act impartially to ensure the transaction is legally sound. \n\n\n\nTheir responsibilities cover everything from drafting and authenticating the sale contract to conducting title checks\, verifying planning permissions and registering the transaction with the French Land Registry. The good news: you can appoint your own notaire at no extra cost\, as the fees are shared between them. \n\n\n\nThe key stages of buying in France\n\n\n\nThe process follows a clear legal pathway\, and knowing what to expect at each stage makes it far less daunting. \n\n\n\nIt begins with a formal written offer (offre d’achat). Once accepted\, both parties sign the compromis de vente – a preliminary contract that sets out the agreed price\, conditions and completion timeline. Buyers then have a 10-day cooling-off period during which they can withdraw without penalty. \n\n\n\nFrom there\, the notaire carries out legal due diligence before both parties sign the final deed of sale (acte de vente). Ownership is then officially registered and the keys change hands. The whole process typically takes eight to 12 weeks\, though delays do happen – early preparation helps significantly. \n\n\n\nThe compromis de vente: why it matters\n\n\n\nThe compromis de vente carries real legal weight\, so it’s worth understanding exactly what you’re signing. It confirms the agreed price\, sets out the conditions that must be met before completion and legally binds both parties – subject to those conditions\, which can include securing a mortgage. \n\n\n\nIt’s also accompanied by mandatory property diagnostic reports covering everything from asbestos and lead to energy performance. A bilingual legal expert who understands both French law and your home jurisdiction is worth their weight here. \n\n\n\nWhat due diligence actually covers\n\n\n\nThe notaire carries out extensive checks on the property\, but buyers shouldn’t rely on that alone. Legal due diligence in France covers ownership and title verification\, existing mortgages or charges\, planning permissions and zoning\, boundaries and rights of way\, and the full suite of property diagnostics. \n\n\n\nIt’s also worth thinking beyond the transaction itself. How the property fits into your longer-term estate planning – particularly given France’s forced heirship rules – is something to consider before you reach completion\, not after. \n\n\n\nCommon pitfalls to avoid\n\n\n\nThe experts at Tees flagged a handful of issues that catch first-time buyers out: \n\n\n\n\nUnderestimating the additional costs involved. Budget for around 7-8% on top of the purchase price for resale properties\, covering notaire fees\, taxes and other charges \n\n\n\nMissing mortgage approval deadlines within the compromis\n\n\n\nOverlooking inheritance implications under French forced heirship rules\n\n\n\nFailing to plan for currency fluctuation between offer and completion. Getting legal advice before signing anything – and planning your currency transfers early – goes a long way to avoiding these.\n\n\n\n\nWhat should I do next?\n\n\n\nIf you’re considering buying in France\, Tees Law specialises in supporting international buyers through every stage of the process\, from contract review and due diligence to cross-border tax and inheritance planning. Their team includes French-qualified avocat Hervé Blatry. \n\n\n\nTees is a legal and financial advisory firm that has been helping clients buy and sell French property for over 20 years. Led by French-qualified avocat Hervé Blatry\, their dedicated French legal team guides buyers through every stage of the purchase process – from contracts and legal checks to wills and inheritance planning. \n\n\n\n\nSpeak to Tees Law
URL:https://www.youroverseashome.com/event/webinar-what-first-time-buyers-need-to-know-about-french-property-law/
CATEGORIES:France
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BEGIN:VEVENT
DTSTART;TZID=Europe/London:20260521T170000
DTEND;TZID=Europe/London:20260521T174500
DTSTAMP:20260710T052901
CREATED:20260416T101524Z
LAST-MODIFIED:20260520T154059Z
UID:10000595-1779382800-1779385500@www.youroverseashome.com
SUMMARY:Wealth and pensions in Spain – what expats need to know
DESCRIPTION:Moving to Spain is one thing. Making sure your money works properly once you’re there is quite another. Between tax residency rules\, cross-border income and keeping your pensions and investments on track\, the financial side of life in Spain can be surprisingly complex – even for experienced buyers. \n\n\n\nIn this free\, 45-minute webinar\, independent financial adviser Josh Williams will walk you through the essentials of wealth management in Spain\, giving you a clear picture of what to expect and how to plan effectively. \n\n\n\nJosh will cover: \n\n\n\n\nHow Spanish tax residency works and what it means for your global income\n\n\n\nStructuring your pensions\, property and investments across borders\n\n\n\nKey taxes to understand – including income tax\, wealth tax and inheritance tax\n\n\n\nStrategies to help protect and grow your wealth in Spain\n\n\n\nCommon financial pitfalls expats face – and how to avoid them\n\n\n\n\nThere will also be time for your questions. \n\n\n\nRegistration is free\, so sign up today.
URL:https://www.youroverseashome.com/event/webinar-wealth-and-pensions-in-spain/
CATEGORIES:Spain
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=Europe/London:20260528T160000
DTEND;TZID=Europe/London:20260528T163000
DTSTAMP:20260710T052901
CREATED:20260424T142245Z
LAST-MODIFIED:20260429T132700Z
UID:10000596-1779984000-1779985800@www.youroverseashome.com
SUMMARY:How French mortgages work – and how to get approved
DESCRIPTION:Getting a mortgage in France as a non-resident isn’t always straightforward. The rules are different\, the paperwork is more involved\, and the stakes are high. But with the right guidance\, financing your French property is more achievable than you might think. \n\n\n\nIn this free\, 30-minute webinar\, a mortgage adviser from Société2Courtage will walk you through the essentials – from how French lenders assess overseas applicants to what you can do now to strengthen your position. \n\n\n\nYou’ll come away understanding: \n\n\n\n\nHow French mortgages work\, including loan-to-value ratios and repayment structures\n\n\n\nEligibility criteria for non-residents and second-home buyers\n\n\n\nThe role of borrower’s insurance (assurance emprunteur) and how it affects your loan\n\n\n\nCurrent interest rate trends and what they mean for your borrowing power\n\n\n\nKey costs to budget for\, from notaire fees to arrangement charges\n\n\n\nThe application process\, step by step\, and realistic timelines\n\n\n\n\nThere’ll also be time for your own questions. \n\n\n\nSociété2Courtage is a specialist mortgage brokerage dedicated to international buyers financing property in France. With over 910 projects completed across 64 countries and €680m in loans arranged\, their team handles the entire process remotely – with a 95% success rate.
URL:https://www.youroverseashome.com/event/webinar-how-french-mortgages-work/
CATEGORIES:France
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